Apocalyptic Reincarnation: Start with a 30-million Bonus - Chapter 4 - : Loan of 20000000

“Ji Xiao Li” Chen Yu Bai pressed the body under him and gritted his teeth, “What exactly did I owe you in my past life?”

“I…don’t…know..but you don’t know too? Aren’t you a fortune teller?”

At this instant, even the thousand years ice jade bed under them can feel the chill emitted by this man.

“I am the Grand Tutor! Great Divination Master! Don’t call me a fortune teller!”

- Description from Novelupdates

After being kicked out by her family, she turned out the real heiress worth billions, and people around her got to know it.Her family regretted deeply and demanded half of her fortune as repayment for bringing her up. She sneered and used a truth-telling talisman to expose their plots.A scumbag had always been pestering her and wanted to get back together. She easily made him “meet his ancestors” every night.Moreover, her cousins had looked down on her, regarding her as a disgrace.Surprisingly, the chairman of a rich family came to her and said, “As long as you can save my daughter, I'll meet all your demands!”Another rich family, who had been at feud with her new family for a long time, also shamelessly came over and said, “As long as you can help us, our family will be very grateful for the kindness of your family!”Later, even the rebellious cousin became her follower, claiming, “She is my only sister! Whoever dares to insult her, I will curse their entire family!”Her new family finally realized that their little poor girl was actually a big shot!“I need to draw spells, get rid of evils, save people and chase that guy! How busy I am!” She said in distress.That guy, “Actually, you don't need to chase me. I'm already yours.”

Alexander Sirius’ life has hit rock bottom, his parents hate him, he lives under the shadow of his genius sister, and even his own girlfriend cheats on him, all this changed when he gets another chance.

Transported to Another World? Cultivation World? A Modern World? How about all of them? From countless planets in the Universe, Each planet has its own technology, culture, and civilization.

In another world, carrying all the traumas with him, would he manage to reform himself and become the sovereign of his life?

[Host has Gacha System]
"Okay, what can you do?"
[I am a Gacha System, so I only have Gacha]
"Only Gacha? How about godly pills or overpower techniques?"
[Everything can be acquired with Gacha because Gacha is all you need]
"Gacha usually is only a complement for the Main System such as RPG System. You are not useless, right?"
[THERE IS NO USELESS SYSTEM, ONLY USELESS HOST]

Join this 'Loser" with his 'Useless System' As they start their journey.

Another Work: The Magician of Sound

(I'm not a native English speaker. I have done some editing to fix my Early Chapters' Mistakes, but it is still not all of them)

******EXTREME CAUTION******

If you are searching for MC with a strong mentality and high intelligence or Independent and Strong Heroines from the start, this is not your thing. This is going to be a 'very slow' pace development in MC Character, the same applies to the Heroines. So rather than Giving bad reviews, I advise you to 'Not' read it rather than complaining about it later Discord: https://discord.gg/HYvMbb4

Renjin Yanase is an ordinary member of society whose occupation is a sales person. His hobby is an online VR game “Einherjar” that has been on for over five years now. It is a game with high degree of freedom and Renjin silently works hard to nurture his subordinate character.

The next day was a holiday so he’s going to use it for boss hunting all night.

When the boss hunt is finished, Renjin falls asleep in the game. He felt like someone was calling his name so he woke up.

Standing in front of the half-asleep Renjin was Eleanor, a character he created.

When Renjin looked outside after being puzzled to the characters who behave like they are alive, the outside scenery changed into one that he did not know at all.

Renjin who surveyed the surrounding, realized that the castle and the 200 subordinates that he created with time and money was transferred to a different world.

The transferred Renjin announced the declaration of the founding of a nation after a week.