Bank Of The Universe - Chapter 529 - How Now?

In his past incarnation, Lu Xuan was the youngest Celestial Lord that the universe has ever seen!
An accidental rebirth brought him back to a thousand years before, where the Earth had just begun its spiritual reawakening. When he stepped onto the way of cultivation for a second time, he swore to rewrite all injustices suffered in his past life, and defeat all enemies that dare stand in his way!
Let invincibility be his cultivation and the path he treads. In this life, it is his destiny to be invincible!

Veyne came from the life of sewer rats.The world saw him as a failure. He called it belief. Others called it stupidity. Either way, it was the only thing he had left.Even at rock bottom, Veyne never stopped believing in himself.Betrayed by his lover and brother, treated as a burden, and forced to slave endlessly in the game to chase his dream—he endured it all.Though late, his obsession was finally rewarded with an opportunity. But the sewer rat in him was too weak to hold onto it. He had fought the world and lost.Actions have consequences. And when he failed in the game, those consequences caught up to him, leading to his death.But the universe wasn’t done with him yet.Given a second chance, he returned to a time when the game had already been out for two years. This time, he rushed to obtain the Template Wilder class—the very class that led to his downfall.One of the game’s rarest hidden classes, the Wilder class, allowed him to switch into different forms based on the monster templates he possessed. An overpowered ability—but it came with a fatal catch.A hidden template forced him into the form of an ancient baby creature, one so cursed that players, monsters, and even NPCs would hunt him down. If he died in that form, his character would be permanently deleted.In his past life, he underestimated the class’s dangers. And the world tore him apart for it.This time, it wouldn’t be just hollow belief.This time, he’s not here to survive—he’s here to dominate.No emotional ties.No second chances.The entire game is his enemy, and he will crush anyone who stands in his way.He failed once. He suffered. He died. He was erased.Not this time.This is the beginning of his legend. The era of Veyne Draven.

My name is Joelson, and I traversed across the world. I arrived at a continent of sword and magic and became a noble sorcerer.

This is the story of Ryo, who was reincarnated in the world of swords and magic.It is a story of the royal road to survive using the magic of water attribute.What is magic? What is swordsmanship?How does it relate to the laws of physics that we know?Or what is politics? What is a nation?Why are there many 『kingdoms』 in reincarnation stories? Will republics not work?Can it be written …?Since it is a water-based magician, so it shall start with 『Hydrogen bond』!