Dual Cultivation - Chapter 15: Senior Sister Spectating Her Junior Sister

During one of our arguments, my younger brother taunted me, claiming that I only knew how to depend on guys to get me through MMOs. In a fit of anger, I was spurred on by his words and decided to defeat my brother without depending on anyone else. By some coincidence, a new game called “Second Life” was about to go on the market and thus I started from scratch as a player. What’s more, I was the first person ever to log onto the game. The beautiful GM told me that I could have one wish granted… Humph! I. Want. To. Become. A. Guy!

Jiang Chen, son of the Heavenly Emperor, unexpectedly reincarnated into the body of a despised young noble, thus embarking on the path of the underdog trouncing all commoners. No one has the right to call himself a genius in front of Jiang Chen, as no one has a better understanding of the heavens than the son of the Heavenly Emperor. “Genius? He who adheres to me shall ascend. Those who oppose me can find solace in hell!’

He was the continent’s strongest and most revered alchemist, Ye Zifeng. He was under one person and above millions. However, due to an unpredictable event, he had died. After his rebirth, he had become the supertrash of the Ye family and suffered disgrace. To make matters worse, he had an argument with his fiancé that led to the break off of his engagement. In this second life, he will work to change his own destiny. He vows to return to the peak of the world, trample on those who laughed at him and rewrite his legacy!

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.