Everyone Else is a Returnee - Chapter 25 Call me Ishmael (1)

※ This book contains coercive relationships and violent scenes. Please be aware before proceeding.※ The names, locations, and characters mentioned in this book are entirely fictional.The calculation method of gamblers is truly peculiar.They lend money at exorbitant interest rates to those who haven’t even spent any money as collateral.For 15 years, Hongju has been collecting debts from housemates while being tied to collateral.One day, a man appears, claiming he will invest in the house.A rich fool, a money tree.The housemates called him Mookyung.“As long as you do as I say, I’ll help you.”Mookyung makes a suspicious proposal, offering to repay the debts in exchange for house information.Why would he make such a proposal to a debtor who is already struggling?Still, there is suspicion about him…“Do you think I’m a swindler right now?”“No.”“You shouldn’t. It’s all too obvious. Swindlers can tell just by looking.”Hongju has no choice but to accept that proposal.Growing up on scraps, he knows exactly where to stretch his legs.

“My only regret was.. living like a puppet for my sister!”Olivia Witherland had no one but her sister in this world. So when her sister Oriana married the duke of Aykroyd and became the duchess, she had no choice but to follow her there. Despite knowing that her sister had killed the previous duchess and going to harm the child left behind, she kept her eyes closed. But when the child grew up as Demon,he killed everyone including her and the innocent kids, Oriana gave birth to.Olivia regretted that her silence had harmed not only Damon but her innocent nephew and niece. Everyone was killed, but the killer lived a hollow life too.But fate gave her a second chance. Would she be able to save everyone or would destiny play a cruel game again?

After waking up in a world of magic, knighthood, and alchemy, Carlotta finds herself with an unexpected gift: an intelligence system that feeds her daily updates, secrets, rumors, and even hidden dangers unfolding around her.Yesterday’s intel was especially eventful.Mrs. Thea Ashfield, an eccentric alchemist, tossed away an old tool called the Rose Thorn late last night, left forgotten in a trash bin just south of the academy.Meanwhile, a new restaurant at No. 56 Fame Street is quickly becoming the talk of the town, fresh ingredients, great prices, and a steak that people are already calling legendary.Not all food fared as well though: most of the caramel bread in the academy cafeteria turned out to be leftovers from days ago. (Still edible, just… don’t expect miracles.)Teacher Estelle Marlowe pulled an all-nighter preparing the upcoming magic exam. Rumor has it the questions are no joke this time.Then came the serious alerts. One warned of a wanted criminal hiding in the Fame District, with a bounty of thirty thousand Orrae on their head.The other was more personal, Headmistress Viviana Richards’s lost dog was about to be shipped off by dog traders through the port.Thanks to Carlotta’s timely tip-off, the headmistress was able to rescue her beloved pet just in time.######Some Tags: Female Protagonist, Card Magic, System, Daily Intelligence, Genius Main Character, Focused Main Character, Academy, Intelligent Main Character####There's no plans for romance for now. In my outline I don't plan to add romance for main character but will see how it will develop

[WARNING: MATURE CONTENT 18+. No rape. No NTR. No Yuri]WebNovel Spirity Awards 2025 EntryPlease note that any resemblance to actual persons, living or dead, real world events, or locales is purely coincidental and unintentional. The characters, places, and incidents portrayed in this work of fiction are products of the author's imagination.