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... erhaps it was because Li Ang’s tone was too earnest, his attitude too serious, that the Ghost couldn’t help but ask, "Did you also take out a campus loan?"

"Borrow? More than that."

Li Ang’s face was grave as he earnestly began to spout nonsense. "Since my first year of high school, I’ve been taking out small loans from various lending platforms. At one point, I registered accounts on over a hundred apps and maxed out thirty to forty credit cards. I received countless enthusiasti ...

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