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... how loans were given during this time period.

First of all, even the most generous loans of the time usually came with 5 to 10% interest, although the far more common rate was closer to 20%- loan shark amounts.

So compared to that, Alexander's deal was basically interest free.

In fact, the only reason he even charged that small amount had more to do with the principal than any motive for profit.

He just did not want to appear like an endless 'coin well' to Miss L ...

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~~~~~~~~••

“F.u.c.k I died on my life's special day when I was finally about to lose my virginity, I died as a virgin loser, I work very hard for that day and Finally, my landlady permitted me to have s.e.x with her. I wasted my four precious Years of life courting her and when the fated day of my life finally arrives. but what the hell happened to me, yes I remember”

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“You damn truck Kun, I died in the accident while crossing the road in Delhi, I am fucked up by damn truck Kun” Shivam started to curse as he thought about his previous life on earth.

He was a nerd who was living a carefree life in India, he dropped from university and doing a part-time job in a hotel as a waiter, he has no girlfriend because he was not popular among girls, but fortunately, he fell in love with his landlord's second wife and started courting her, she pitied him and finally four years later permit him to have s.e.x with her, but alas destiny was very cruel towards him, Truck Kun f.u.c.k.e.d him before he f.u.c.k her.

~~~~~

Ding

[You killed tier 1 Fish you gained a beast stone, 100 Tier 1 beast stones needed for advancing next level]

“What, who are you, am I become retarded, suddenly I can hear things out of nowhere in my mind,” Shivam said in a low voice

[I AM RAPHAEL, AND I AM GOING TO ASSIST YOU ON YOUR JOURNEY]

“Raphael, what The hell are you,” Shivam asked Raphael in a serious voice.

[I am system and I am imprinted in your will to guide you on your journey and I will help you to become evolve ]

hearing Raphael's words, Shivam was surprised, He laugh and shouted in his mind.

“Oh, god you didn't abandon me. I heard many isekai stories when I was on earth, but it becomes a reality”

“Hey Raphael, can I become strong with the help of yours, and what do you mean by evolution,” He asked to her

[Yes you can become awakened as you reached the Tier 5 beast, and you can get the human form] As your will she replied.

“Raphael what do you mean by the awakened, ”Shivam asked curiously.

~~~~~~

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