I am a Gao Fushuai Villain - Chapter 501:

Su Yao passed through and traveled to the Marvel world to become a mutant. He was still in the experimental base. He expressed a little panic…

Fortunately, at the critical moment, the mutant ability ‘imitation’ was awakened to imitate the opponent’s ability!
…
Imitation object→Orochi (title: Sun God, Will of the Earth)
Imitation object→Wanda (title: Scarlet Witch, owner of chaos magic)
Imitation object → Sun God…
…
Professor X: “We must find him as soon as possible and guide him to control his power to avoid causing irreparable disasters!”
Magneto: “You are my child???”
Thor: “Brother?”
Loki: “?”

- Description from novelbuddy

After struggling in the apocalypse for ten years, Yao Ran died and returned to the three months before everything began. She returns with hatred and thirsts for revenge, intent on making those who owe her pay with their lives.With her grandfather's inheritance, Yao Ran sold everything and frantically hoarded weapons, medicine, food, and supplies. She sharpened her sword, stockpiled up supplies, settled scores with scoundrels and villains, and repaid them with both enmity and kindness.When disaster strikes, she begins her revenge, facing a dangerous world, and is determined to outlast her previous life.

Mortimer Zhu is an extremely unfortunate high school student who accidentally enrolls into an academy of a dubious nature, where it is the norm to jump in front of moving trains, get dismembered during orientation, and crushed by vindictive bouncing classrooms. Can he stay alive or will he die from the rigors of school? Why have evil spirits suddenly acquired a taste for his flesh?

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.