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... was all, I don’t think they would’ve collapsed this badly. The report says real estate was the main cause...”

Seo Ji-yeon, suddenly struck by a fundamental question, asked me. Despite having caught a cold, her academic drive was unshaken—she had no intention of stopping her studies.

“Mm, a bunch of misfortunes stacked on top of the investment failure... Low regulation is nice when you’re investing, but when the economy turns bad, it becomes a problem. Everyone could see the risk ...

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