I regressed and became the Sword Ice King - Chapter 300 - - Festival 31- Uprisers X Peacemakers

Kaiden Tian’s aspirations of basketball stardom take a heartbreaking turn when a car accident not only claims his mother’s life but also robs him of his ability to walk. Undiscouraged, he settles for a role as the waterboy of a top high school basketball team, determined to stay close to the game he loves. However, he meets an untimely death and finds himself inhabiting the body of Kai Guo, a notorious troublemaker blessed with an ideal physical form. [Welcome to the Rise to Legend System!] With this second chance at life, Kaiden sees an opportunity to rewrite his destiny and fulfill the dreams that were once shattered.

The ill-fated high school student Liu Yuan obtained the inheritance of the top civilization in the universe and changed his own destiny. He also used many powerful technologies in the inheritance to lead the Chinese nation to rise in the universe.

- Description from novelbuddy

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.