I'm an Ordinary Returning Student at the Academy - Chapter 7

Gray was just a normal guy. No powers. No family. No future.In a world where strength and status decide everything, he was at the bottom.He worked hard just to survive, taking care of his little sister after their parents were gone.But no matter how hard he tried, life never gave him a break.And after losing his only job, Gray was ready to give up completely.Then something strange happened.Just as about he was to end his life, an unknown voice echoed in his ears.[Welcome to the Great Tycoon System.]And for the first time, Gray had a way to fight back.From being weak and broke, he’ll rise to the top—one coin and one job at a time.Because in the world where money can buy power, Gray is about to become the richest and strongest man alive.

After waking up in the body of the Young Master of the Luo family, he finds he has the knowledge of hundreds of games and Light Novels. However, he finds his Dantian is crippled, so he can’t practice cultivation! Luckily, he has the Upgrade system.

Killing Monsters, doing Quests, and even killing people- it’s just too easy. I don’t have any Martial Arts? I have hundreds of light novels, just let me level up so I can get this Main Character’s Martial Art! The only problem is: Should I follow the “This OP character cultivation” or should I follow “Another OP character cultivation”?! The tragedy!

- Description from Novelupdates

One day, a silver-haired goddess appeared before him.“Heaven-Defying Star. The one who goes against fate. The sole savior of a world doomed to end—”What the hell is this woman even talking about?“You must be the Regressor.”“… What?”No, I’m not.

David thought he would live a normal life when he awakened the banking system at the age of 18.However, fate seemed to have something else in store for him as his life turned upside down when following the death of one of his loyal client, a shiny window popped up in front of him.[Regretfully! You lost one of your clients today. However, the Bank of Eternal Origin can never suffer a loss.Even if he died, the client will have to pay back somehow, therefore his soul was captured. You now have the following options, keep in mind that you can only choose one.1 - Extract Client's Crystallion of Life (Money Talks, Grade - Uncommon)2 - Extract Bryan's memories from his birth till his death.3 - Any item that client owned in his lifetime.4- Do Nothing, let the compound interest do its thing and decide again when the Client dies in his next life.Please note as capturing the soul and imprisoning it requires a large amount of mana because of which you only have two hours left to make a choice.]