Infinite Divine Gears in the City - Chapter 20

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Logan Mercer, an orphan barely surviving on his own, awakened the Spending System as a child.But as a broke teenager struggling to even pay his rent, how could he possibly use it?Bullied by his classmates and cast aside by society, Logan’s life changed the day he was suddenly surrounded by men in black suits.“Your father has been missing for over a year. As per his will, you are to inherit all his assets,” they said.To his shock, Logan learns that he was the sole heir of the Mercer family fortune — and with it came control of major businesses, unimaginable wealth... and the constant threat of his father’s competitors.“System, redeem one billion dollars,” Logan said.[Redeeming One Billion USD...][Congratulations! Your E-rank fire affinity has evolved into SSS-rank Phoenix Flame Affinity!]Now blessed with talent and wealth, all that's left is training relentlessly, growing his core, and unlocking even more different affinities within it.Follow along as Logan uses wealth and determination to rewrite his fate and grow stronger than anyone ever imagined.

Crimson Vale Academy—where reputation is currency, and failure is a stain you wear on your sleeve.Behind gothic walls and spotless uniforms, students aren't just educated—they're measured, ranked, and pitted against each other in a brutal meritocracy. Privileges are earned, not given. The strong rise. The weak vanish.Enter Kairon Vale, a transfer student marked Rank D—the bottom of the bottom. No badge. Just a stitched black fang, branding him as “Obsidian”—a warning to others.In a system where points dictate your value, Obsidian-ranked students claw for every opportunity to ascend into the prestigious Golden or Platinum ranks—where comfort, power, and influence await. But for most, it’s a losing battle.Yet Kairon isn’t here to fit in, impress, or play by their rules. Cold, calculating, and impossible to read, he watches the system… and waits. Because while the academy judges worth by numbers and names—he understands something deeper:Everyone wears a mask. And every mask can be cracked.Let the games begin.

Jiang Pengji got something called the Court Intrigue Stream System.
System: “Your goal is to become the most prestigious woman in the kingdom (the Queen)!”
Jiang Pengji: “Okay, System. No problem!”
Years later, she met the target by becoming the most prestigious woman (the Empress).
Jiang Pengji: “Well done, no?”

- Description from Novelupdates