Local Netizen Elf's Life In Another World - Interlude 7: Somehow, I got isekai’ed… again.

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Silvermist Evermore never belonged. Born to unloving parents and cast aside, she had long accepted that life would never offer her warmth—until she was chosen as an apprentice at Moonstone Academy, a place where magic breathes and fate is written in the stars.But her arrival comes with a price. In an act of betrayal and manipulation, Silvermist shatters Frost's staff, the formidable Winter Guardian, unraveling a secret that should have remained buried.Now, bound by an ancient rule, she must take its place—not as a mere apprentice, but as something far more dangerous: Frost’s human staff, the living embodiment of his power.As Silvermist struggles to navigate the treacherous halls of Moonstone, she discovers that Guardians without apprentices are doomed to vanish, and the balance of the four seasons—Spring, Summer, Autumn, and Winter—hangs by a thread. But the shadows whisper a greater truth: a war looms on the horizon, fueled by the Sandman’s wrath and a hidden enemy who has been pulling the strings all along.Haunted by cryptic dreams, hunted by those who seek to use her, and betrayed by those she once trusted, Silvermist must uncover the truth behind her own existence before she loses herself to the very storm she was forced to wield.Can she survive the weight of Winter, or will she be the final snowfall that buries them all?

He was able to repeatedly reincarnate due to the effect of the Nine Lives Reincarnation Spell, which allowed him to have nine lives. After defeating the Hell-Blood Demon who drove the entire murim to chaos, the patriarchs of the Seven Great Clans betrayed him and killed him. Following that, he was reincarnated for the ninth time as Baek Mu-Gun. Now, his last journey across murim begins.

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Logan Mercer, an orphan barely surviving on his own, awakened the Spending System as a child.But as a broke teenager struggling to even pay his rent, how could he possibly use it?Bullied by his classmates and cast aside by society, Logan’s life changed the day he was suddenly surrounded by men in black suits.“Your father has been missing for over a year. As per his will, you are to inherit all his assets,” they said.To his shock, Logan learns that he was the sole heir of the Mercer family fortune — and with it came control of major businesses, unimaginable wealth... and the constant threat of his father’s competitors.“System, redeem one billion dollars,” Logan said.[Redeeming One Billion USD...][Congratulations! Your E-rank fire affinity has evolved into SSS-rank Phoenix Flame Affinity!]Now blessed with talent and wealth, all that's left is training relentlessly, growing his core, and unlocking even more different affinities within it.Follow along as Logan uses wealth and determination to rewrite his fate and grow stronger than anyone ever imagined.