MTL - After Hitting 200 Million - Chapter 41 Loan to buy a house

I transmigrated and went through numerous hardships to become an official, but unexpectedly, I was falsely accused by my superior and thrown into prison.Then, I awakened the Eternity Mirror and began the cycle of cultivation. I could solidify my fate with [Dao Fruit], ensuring eternal enlightenment about Tao.Using parallel worlds as a way to avoid calamities, I sought blessings in the real world...In the first life, I joined the Heaven and Earth Society as an important mission to resist the Qing Dynasty. I condensed the fate of [Righteous Thief], performing righteous deeds, striving to conquer my destiny. Faced with threats from the imperial court, there was a chance to seek good luck and avoid misfortune. I also became a disciple of the Dragon Gate Sect's Daoist, learning the art of the Corpse Immortal.I condensed the fate of [Underground Lord], a third-class wandering ghost in the underworld without a ghost register or duties, the beginning of Corpse Immortals...What about the second life? I haven't decided yet...

In this world, there are people who, despite having both talent and luck, always fall a step short of happiness, and Lin Xiaoguai, unfortunately yet fortunately, is among them.Born in the sixties as the beloved youngest daughter in her family, Lin Xiaoguai was both beautiful and intelligent. However, she was burdened with four mediocre and weak older brothers and four formidable sisters-in-law. Her family background was initially poor, dimming her prospects, but just at the right age, she encountered the restoration of the college entrance examination and succeeded in entering university. Her father, overjoyed by the occasion, went to sleep never to wake again, leaving Lin Xiaoguai devastated and ill. During her high fever and delirium, her greedy in-laws married her off. Fortunately, she met a decent man, but his family proved to be a relentless headache, ultimately costing her the ability to become a mother.Disheartened, she divorced and moved far away. On her own, she carved out a new world in the city, living comfortably and leisurely with money and leisure, but unexpectedly, in her later years, she suddenly acquired a powerful ability that should have appeared decades earlier. Thankfully, her broad-mindedness prevented her from succumbing to depression.When calamity struck, she thought her end had come but woke to find herself back at the beginning.Considering her past, Lin Xiaoguai realized that if she wasted this second chance, she would truly be foolish.

A back-to-basics(?) monster evolution novel.