MTL - Apocalypse Cockroach - v3 Chapter 1221 confusion

Damian's life is bland, miserable and getting worse. After hitting rock bottom, he travel to another world. In an alternate Albion, he faces dangers and delights beyond anything he could have dreamed. The new and powerful sorcerer soon realises it will be a struggle to survive.

A mysterious black card issues a different amount of money each week and Shi Lei must spend it all within a week’s time. Otherwise, he will be welcomed by the black card’s punishments.

“Spending money is really tiring.” —- Shi Lei said.

“I will set a small goal first, such as spend a hundred million……” —- Shi Lei said in self-satisfaction.

“The one thing I regret the most in life is having infinite money to burn without a choice.” —- Shi Lei finally said.

- Description from Novelupdates

He was able to repeatedly reincarnate due to the effect of the Nine Lives Reincarnation Spell, which allowed him to have nine lives. After defeating the Hell-Blood Demon who drove the entire murim to chaos, the patriarchs of the Seven Great Clans betrayed him and killed him. Following that, he was reincarnated for the ninth time as Baek Mu-Gun. Now, his last journey across murim begins.

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The year was 2334, when virtual reality reached its peak with the creation of the SHS prototype, an advanced neural simulation that allows players to fully immerse themselves in alternate worlds.Henry Bartholomew was hand picked as a recruit to try out this new project. He had carefully chosen to enter the world where he was the son of a king, a chilling and lazy life.What happens when he wakes up as the son of a Baron instead? And even worse, his newly claimed character has a bad reputation around the people.With all odds against him, the young man decided he was by all means going to create a world where he could live as carefree as he wanted.But first he needed to do one thing - make his land the most successful in all the seven continents and save his family nameAnd luckily, he had support -[Your Ep has been filled.][Earning points can now be claimed.]The young lord tapped the screen.[Cards available for purchase.][Territory upgrade.][Description: this card allows you to upgrade your territory, allowing the land to level up multiple folds with more qualities and growth.][Cost: 7000 CpRank: Bronze. (0/10) {10 Cp to upgrade} ]'Upgrade all.' the young man replied.