MTL - Death Benefit - Chapter 13 heavy snow

After a shocking reincarnation, our hero opens her eyes to a new (and messy) world the last thing she remembers is reading Lady Viper’s Vow, a dark fantasy novel about a cruel, misunderstood villainess and her path of doom. But when our protagonist finds herself reborn right in the heart of an attack, she’s moments away from a second, way-too-soon death. Just as she’s about to face the end, a mysterious “system” pops up with a single mission: Level Up or Die Trying. It’s bossy, snarky, and her new best friend. As she levels up into a borderline-cheater powerhouse, she discovers her fate isn’t to be a hero, a princess, or even a sorceress, but to protect the one person no one ever expected her to side with: the villainess herself.

Garou woke up in the world of Naruto, reborn as an ordinary civilian of the Hidden Leaf Village.To his shock, he discovered he suffered from the same limitation as Rock Lee: completely talentless in both ninjutsu and genjutsu. Worse yet, he belonged to the same generation as Naruto and the other members of the Konoha 12.But Garou wasn’t the type to quit. He knew that pure grind beats natural talent.Might Guy had already proven that much.However, unlike Guy, Garou had seen the end. He had watched the anime.He understood that taijutsu, as powerful as it was, always burned out like a firework, brilliant but brief.And this time, he had no intention of going out like that.Determined to break past the limits, Garou began creating his own techniques, pushing the boundaries of what a “mere” civilian could achieve.And the mysterious light orb in his mind granted him powers based on the influence his techniques had on others and the world itself.The world of Naruto would never be the same again.The grind doesn’t stop until the world bows before his fists.

“Jiang Fan, I regret it!”When Xu Yining realized that the useless fiancé she would rather die than marry had taken her sister as his wife and transformed her into a powerful empress, she was filled with regret.If she could do it all over again, she definitely wouldn't have petulantly let her sister marry in her stead!

Jin-woo had never considered himself someone ordinary. Okay, that sounded like an arrogant thought to have, but he was definitely unordinary. He would always be reminded of this whenever he had to take his antipsychotic medication for his schizophrenia. It also didn’t help that he was starting High School with the whole school knowing this fact because of his little… slip up? Of course this comes with bullies targeting him, but that wasn’t new. Jin-woo was determined to do his best to avoid them and not draw any unnecessary attention to himself… But that was impossible as some God seemed to have cursed him to be in the same class as his bullies, and even that nosy popular girl who won’t stop talking to him in front of everyone. How many times did he have to say they weren’t friends, much less childhood friends for her to leave him alone?! However, what might be worse than being in the same class as your bullies and that annoying girl, was being in the same class as your bullies and that annoying girl, while being trapped in there because of a zombie virus outbreak… and somehow being the cause of it? Should he stay, or chance it with the hordes of zombies outside? What would you do?