MTL - My Nemesis Has Finally Gone Bankrupt - Chapter 95

Billions of light years away, on a planet where magic flows through every creature, two dominant species battle for supremacy, 'Humans and Ants'.In this world, Ants aren’t just insects, they are the most intelligent and powerful race who challenged humans, wielding magic and evolving in ways no one can predict.Reborn as an ant in this brutal, predator-filled realm, Kai refuses to accept a life of insignificance. With a sarcastic system, ultimate skills, bizarre evolution choices, and a talent for chaos, he sets out to defy fate.From dodging death against Dragon Men, Ape Men, Wolf Men and Termite Kings, etc to building his own army, Kai’s journey is one of relentless growth, cunning strategy, and outrageous battles.Survive! Evolve! Conquer! The world isn’t ready for the rise of the most overpowered ant in history.

The apocalypse arrived and the humans slowly adapted to the extreme environment.After the apocalypse, Su Jiyai’s life becomes more miserable at her foster parent’s house.Her foster mother kept finding ways to sell her, her cousins wanted to kill her to reduce the burden, and her foster dad tried to take advantage of her.However, it was the moment when her foster parents pushed her to get admitted to the Army instead of their biological daughter, that she left the home and severed her ties with them.When she was admitted into the Army, she fought with zombies with her bare hands as she had no superpowers.Just when Su Jiayi was fighting with the zombies near a mysterious place and was sure she would die, she accidentally triggered a system and became the owner of that mysterious place.Not only did she have a safe place to stay, but she also had a super amazing system that allowed her to multiply the things she obtained from Deminsion Hunting.[Ding! Vending Machine Detected! Congratulations to the host for obtaining the Vending Machine X ∞! The Host can start buying Vending Machines for 200 Federal Coins][Ding! A Deluxe Room Detected! Congratulations to the host for obtaining Deluxe Room X ∞! The Host can start buying Deluxe Room for 10000 Federal Coins]She opened her own residential area and grocery store.Her grocery store and the rental house soon became an instant hit and people from different places came to please her.As her business was growing, her foster parents came begging her but she just kicked them out.Oh! And wasn’t that the captain of Willow Army whom she had a crush on? Why is he looking at her as a lost treasure when he doesn’t even know her real identity…

There is no battle qi or magic here, only the royal beasts that have multiplied to the peak!

After time travel, Chen Mo awakened the talent of the entry training manual. After completing the challenges, he could endow spirit beasts or himself with various entries, so unscientific spirit beasts were born in his hands.

[Bronze wall and iron wall · Indestructible · Rough skin and thick flesh · Best meat shield · Yuan

A super-meat fox that is immune to…]

[Soul Singer·Actor·Popular Idol·Elegant…] Soul Diva.

[Master of fishing, master of throwing pots, clown, hard-mouthed…] the apostle of misfortune.

Ghost Assassin, Lurker, Son of Light, Fengshen Beloved, Phoenix, Emperor Ou…

【No Heroine】【Not Dark】

The introduction is weak, please move to the text.

Authority for Magical Creatures: 811296620

- Description from novelbuddy

What to ExpectWelcome to this Martial Peak fanfiction, a respectful expansion of the legendary work by the original author. This fic follows the core events of the original, with a fresh twist in the form of a new protagonist who is an “outsider”—a modern reader reincarnated into the world of Martial Peak.1. MC Setup: A Cultivation Novel Reader in Martial PeakThe protagonist is NOT someone from the Martial Peak universe but a cultivation novel enthusiast from another world.No prior knowledge of Martial Peak, but vast experience with cultivation logic, tropes, and meta-awareness from similar novels.This allows for unique decision-making, unconventional strategies, and a slightly different approach to situations while still following the original storyline.He won’t be overpowered from the start, but expect fast progression due to his deep understanding of cultivation mechanics.2. Respect for the Original PlotNo major timeline changes—key events still happen as they should.All future arcs and climaxes remain intact to preserve the integrity of Martial Peak.What changes? The MC’s interactions, techniques, and relationships, providing a fresh perspective while saluting the original work.Expect some butterfly effects, but nothing that derails the core story!3. Large Harem (With More Depth & Development)Martial Peak already has one of the largest harems in cultivation fiction—we’re expanding on that.4. Smut Content IncludedLet’s not dance around it—explicit content will be featured in this fic.Balanced between romance, cultivation growth, and action, ensuring the story remains engaging beyond just smut.Cultivation-based dual cultivation, yin-yang balance, and ‘special’ training sessions will be explored in a tasteful yet satisfying manner.5. Fast-Paced UpdatesSince we’re not making drastic changes to the story, the pace will be fast and consistent.Updates will focus on the MC’s journey, harem development, and the occasional divergence to deepen character arcs.As long as there’s support and interest, the fic will keep expanding.Final NotesThis is a passionate tribute to Martial Peak, keeping the spirit of the original intact while giving readers a fresh perspective, expanded harem dynamics, and more in-depth character interactions.Are you ready to ascend to the peak once more?Let’s begin.