MTL - Rebirth and Redemption - Chapter 99

Birth rates are decreasing. Hope is vanishing. The world has gone gray.Humanity, drifting in quiet collapse, receives an email.Every person on Earth. Simultaneously.The Aegis Mandate.Disguised as a cosmic aptitude test, it triggers The Incident of Separation—a global psychic cataclysm that erases identities, wipes memories, and divides all survivors into three factions: Law, Neutral, and Chaos. Overnight, cities become battlegrounds. Apartments become dungeons. Ordinary people become monsters—or the ones who hunt them.Ragnar Vhagar was just a loner university student. Now, thanks to a system he didn’t ask for, he’s a newly minted Demon King, locked in a crumbling apartment with goblins under his sofa and a glowing soul crystal next to his frozen peas. His new job? Build a deadly domain, defend it from invading “Heroes,” and somehow level up fast enough to not die.Alongside him is Isabelle Thorne, a razor-sharp warrior of few words and one very sharp sword. Their reluctant alliance, born in blood and snark, evolves into trust—and maybe something dangerously close to affection—as they rise together through the layers of the game-like world they’re trapped in.With each conquered domain and defeated boss, Ragnar realizes the truth: the dungeons aren’t meant to crown a winner. They’re meant to break the players. The Law faction wants control. The Chaos faction craves destruction. But Ragnar? He wants something they’re all too afraid to say out loud:Freedom.In the ruins of Kanta’s ogre stronghold, Ragnar and his misfit warband take their biggest step yet—claiming a kingdom, unifying a fractured system, and preparing for what comes next. The Heroes are watching. The gods are stirring. The world is watching a war.And somewhere deep beneath it all... Ragnar is rewriting the rules.

in 1989.

Japan’s economic bubble is about to burst.

His adoptive father died in a car accident, and in front of him was a billionaire fortune and Yakuza death threats.

Get away from the family name and escape, or stay to protect this family that has no blood and no emotional ties?

hateful!

As a peerless raptor, how can I not take my due responsibilities.

Don’t worry, adoptive father, I will take good care of my adoptive mother and Qianxue. Anyone who dares to hurt them, please hack me to death first…

Fiancee: “Baka! Very much! Sinai!”

Ikeda Sakurako: “Kuzu, what about Nishi!”

Yasuko Sawaguchi: “How can you repair, ki mo chi wa ru, si ne!”

Sen Gao Qianli: “…”

(This is an urban daily life business article, taking you through the ebb and flow of Japan’s economy in the bubble era. This book has no system. If you like it, please support it a lot.)

- Description from novelbuddy

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

By the time I reached thirty, I hadn't managed to provide any of the happiness I wanted for my wife.I also still couldn't become the support my parents relied on.At this turning point in my fate, my income suddenly began to increase randomly.(A daily life tale in a wealthy family setting, featuring a single female lead and no harem.)