MTL - The Divine Physician’s Overbearing Wife - Chapter 2224 Fanwai's previous life (232)

Through a mysterious portal, Chen Jin arrived at this strange place – a post-apocalyptic world where civilization had been destroyed.

In the back of the forest lives Allen, the antisocial wizard. He is feared by the people around him and called the “Demon Lord”.One day, while living out his life as a hermit, he finds a young girl named Charlotte who collapsed. Although innocent, she was accused of evil wrongdoings, had her engagement broken and was forced to flee her country.Upon hearing that, Allen recalled the bitter experience of being betrayed by a party he once believed to be his companions. Hearing the story of the 17 year old’s exploitation, Allen decides, “I’ll let her live in my mansion, and I’ll teach her all sorts of bad things…”

Leo had a problem. Don't be like Leo!It wasn't that he was poor. It wasn't that he was unlucky. It was that he had been cursed, or blessed by the Accidental Tycoon System.The rules were deceptively simple. Any money he lost on an investment would be returned to him, doubled. And any money he gained, aside from system reimbursement couldn't be used by him on himself.His life's new mission was crystal clear. He had to go bankrupt.In a high-tech world of S-Rank Heroes, magic, and newly-contacted alien civilizations, this should have been the easiest thing to achieve in the galaxy. He just had to become the biggest, most spectacular loser the universe had ever seen.So, he tried. Oh, how he tried...He threw billions at publishing a dungeon guide written by a 10-year-old. The maps were in crayon, and it listed the final boss as a Big Grumpy Badger.[Breaking: New S-Rank dungeon called 'The Whispering Labyrinth' appears! All high-tech mapping drones fail. A lost F-Rank porter used the crayon guide... and it's 100% accurate. The final boss is a 50-foot divine badger. The Galactic Union has declared the guide a 'holy text' for exploration!]He bought the galaxy's most useless moon, planning to build a 'Museum of Paint'.[Alert: Ancient magical ley-lines discovered under the moon's surface! It's the only place in the universe that can safely grow the 'Star-Lotus,' the key ingredient for immortality!]To the Intergalactic Hero's Guild, the Magic Academies, and the Alien Federations, Leo was the god of investment whose every move was like 5D chess that ordinary people couldn't understand.Heroes would soar with his sponsorship. Alien emperors offered him their daughters' hands in marriage for a single 'tip'.But Leo just stared at his bank account, which now displayed his wealth that he couldn't use on himself, with tears streaming down his face.“Please,” he cried, “I'm trying to fail! Why won't you just let me be poor?!”

Fujimoto Tōma is born in the Hidden Leaf Village with nothing to make him special.No famous clan. No inherited kekkei genkai. No dead legend waiting to be praised.Reincarnated into the world of shinobi, Tōma quickly realizes that wishing for bloodline luck is pointless. Talent exists, chakra exists, and effort exists. If he lacks the first advantage, he’ll sharpen the latter two until they draw blood.While other children dream loudly of becoming Hokage, Tōma trains quietly, treating every day at the Academy as an investment. Faster hands. Cleaner chakra control. Sharper judgment. He doesn’t chase glory; he builds foundations.Set in Naruto’s era, alongside familiar faces like Uzumaki Naruto, Tōma walks a harder road. An ordinary background means every step forward must be earned, and every mistake will cost more than it would for those born blessed.This is the story of how far a “normal” shinobi can climb in a world ruled by bloodlines, legends, and monsters and whether discipline and talent, honed without shortcuts, can stand tall among them.