MTL - They Regretted it After Their Hearts Turned to Ashes - Chapter 53 adventure

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

Arthur Grey was one of the many poor souls doomed to forever do menial dead end jobs.

That was until, the rise of a new Virtual reality game Morpheus Online. It was a technological revolution that ushered in a new age for the world.

One didn’t need to be educated! One didn’t need to go to college! All could simply strive to gain fortune in Morpheus Online and become rich!

Arthur of course joined in on the opportunity presented and did his best to reap a fortune for himself. Unfortunately things didn’t go well for him and one day he perished in an earthquake.

Miraculously though, fate had a different plan. Arthur found himself back in his 18 year old self! He had regressed!

With all his memories intact, Arthur vowed to reach the top of Morpheus Online, taking advantage of all the secrets that were still hidden along with the biggest secret of them all: The Dragomancer’s Legacy!

Taming dragons? Wielding their powers? All was within the grasp as long as one became a Dragomancer.

But there was a lot more to the dark side of Morpheus Online that Arthur would discover, realizing there was more to his regression than just luck.

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[Unique Characteristic: You acquire ‘Protective Instinct’ (保護本能).]

Somehow, the protagonist Kim Jin possessed a rich pushover extra in a novel who was exploited by the villainess and then met their demise together.But there’s no way Kim Jin would let that happen! He immediately defeated the villainess and locked her away. After that, the only thing left was to steadily enjoy life in this world while investing and extracting profits using his knowledge.But why… the more he punished her, it seemed that the villainess he had captured began to cling to him too much?