My starting summon is a small skeleton - Chapter 53 - 0 The atmosphere gradually became strange

Li Xiandao obtained the ancient Bank of the Universe but now the bank was totally empty and had no treasures at all. The only thing it had were a bunch of debts.

Ashley Gusman, a determined young Filipina, was driven by her sole ambition to provide a better life for her family. She was willing to go to great lengths to achieve this goal, even taking on the role of a surrogate mother for a Billionaire Heir.***~***CEO Tanaga Jones, who needed an heir for his empire, was adamant about not wanting a wife. Ultimately, he contracted with a woman to bear him a child.

Ruel finds himself thrust into a brutal post-apocalyptic world, bound to a bizarre “Milf System.” This system demands morally questionable acts – NTR, seducing milfs, and claiming other men's wives – as the sole means of gaining strength and essential survival skills.The brutal reality of this new world awakens Ruel's hidden lust and dark desires. He swiftly abandons any semblance of morality, embracing the system's perverse demands with growing fervor.Driven by an insatiable hunger for power and pleasure, Ruel revels in the ravages he inflicts, using his newfound abilities to dominate and conquer.His journey transforms him into a ruthless force, where survival is intertwined with the satisfaction of his darkest urges, leaving a trail of broken relationships and conquered women in his wake.

Having found herself caught in a dispute between two goddesses, follow Olivia as she ends up being transmigrated to a strange new world called Khallasia as another species.

This world contains many different races, from humans to elves and gnomes to beast-kin, along with monsters such as goblins and ogres.

Starting anew in this world with no possessions, she will try to live her life in a world that vilifies the races that make up her species.

Her journey will include having to learn to fight in a world where death is frequent, wars are brewing, and slavery, while illegal, is a common occurrence.

She will face many foes, from wild animals to full-fledged monsters, as well as bandits and robbers to knights and adventures, while she tries to find a place to call home.

With only her appearance changing, her mentality to do good deeds remains the same.

Whether this can continue in this new and more violent world is another story, especially since the urges that plague her species will soon start to plague her.

Warning: This is a harem, yuri novel where the MC is also a futanari.