Nano Machine (Retranslated Version) - Chapter 1: Prologue : Crucial turning point

Felix's life on Earth had become a series of dead-end jobs, ruined relationships, and rotating apartments smaller than most postage stamps. By all accounts, even his own, he was a coward. Too afraid to move forward, to take risks. Yet when given the chance to choose between risking his life or walking away from a deadly encounter, he didn't hesitate.Moments before his untimely demise, Felix was snatched from earth and thrust into a magical world known only as ‘The Continent’. Empowered by the ‘System,' he learns that he can strengthen himself through combat and dedication. To survive he'll have to push himself beyond his limits, or else fall to the monsters all around him.Levels, stats, and magic. Death is the start of a terrible fate, but if he lives…who knows what he will become.

An elder asked a young man if he wanted revenge for being humiliated by a strong man and disregarded by his master. The elder offers to pass his power to the young man, who is amazed to find centuries' worth of skill appear on his phone. The power is from the Heavenly Court, where users can borrow without interest for 30 days. The young man worries it might be a 'magic loan,' but the elder assures him that it is safe, as the daily interest is very low.Zhang Yu snorted coldly and closed the ad.

I lived for you in the last lifetime, everything I did was for you, yet you wanted me to die; so, this time, life is mine to live! This world lied to me, betrayed me, and humiliated me, and I am back to change everything!

- Description from Novelupdates