Naruto: The Outsider's Resolve - Chapter 9.21 (336)

Li Jing passed through, into a modern world where all the people cultivated immortals.

Everything here has to rely on the aura of self-cultivation to motivate.

With no relatives, no money in his pocket, and no understanding of how to practice, life is struggling.

Until Li Jing walked into a chicken shop and found that he could see the blood bars of the chickens…

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- Description from novelbuddy

This is the story of a person who transmigrated into a world with a radically different worldview.

So different, in fact, that he is considered a female in that world!

Cheng Nuo: What? Why did you say that I’m female?

Author: You only have one Tintin. The males of this world have two Tintins.

Cheng Nuo: No way! My hands are itchy… I want to cut one off!

- Description from Novelupdates

Unique skill ‘creditor’ which can bet with its debtors on the unpaid debts.

And the ability to take skills and stats!

Kang Yoo-sik’s chance to start a new life at the Hunter Military Academy.

In the tenth year after the new era, the world finally came to an end. Zhang Mu truefully waited for his death, but unexpectedly found that he had returned to ten years ago. With his memory about the future, he swore that he would change the calamitous history, saving the earth from being destroyed! Walking dead, zergs, evolvers, and various mutated animals… nothing can stop him! The first step is to retrieve his identity as an era merchant , then find all the treasures he can remember to enhance himself!