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... m he had mortgaged his villa in exchange for three billion yuan.

He found the situation rather vexing. Meeting ones creditor in the post-apocalyptic world? What kind of luck was this? As far as he remembered, this had never happened in his previous life.

However, as he thought further, he realized that in his previous life, he hadnt borrowed money at all. Therefore, he couldnt have known Zhao Hai back then. It was possible that Zhao Hai had come by before, but he hadnt recognized ...

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