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... ed on the screen, a reminder of all the loose ends still needing to be tied up. Finally, I swiped and held the phone close.

“Good afternoon,” he said in a businesslike tone. “I’m calling to let you know that Liberty Mutual has released the life insurance funds. I will transfer them to your account shortly.”

I opened my mouth to respond, but he continued before I could get a word out.

“There is another matter,” he said, a slight hesitation in his tone. “Your in-laws have f ...

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