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...

To be honest, I didn't quite understand the situation.

"Did you say artifact-secured loan?"

"Yes. You borrowed 850 million won from us using an artifact as collateral."

"Then where is that artifact?"

If you took out an artifact-secured loan and couldn't repay the debt?

Wouldn't you just hand over the artifact?

Of course, there could be a story behind it, like the artifact being a memento of his deceased Awakened father or something.

...

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