Toaru Majutsu no Index: New Testament - Volume 14, Chapter 1: Imagine Breaker and World Rejecter — One_Night_Encount.

When I became a rich young master, I had to enjoy it.
Training? No!
That is so boring.
I have a system, no need for training.

Are you hungry? Come, I will treat you with some food at a luxurious restaurant.
What a poor homeless. Come, I will give you a house.

I, Lin Fan is a good person.

- Description from Novelupdates

Roy died during a war against the Evil God Cult, but somehow, he returned back in time to 30 years in the past where he was just a boy who awaken his summoning magic.

The world is under invasion by creatures from another world. Martial arts became the most important skill in this world, and all cultivators strived to improve their skills.

Chen Yiming transmigrated to this world with a special ability – the Martial Arts Talent System. The system allowed him to use Skill Points to enhance his talents infinitely.

What if he was born with a physique that was not suitable for cultivating martial arts? He could slowly train in the mountains while waiting for his Skill Points to accumulate. When they reached a certain amount, he could use them to enhance his talent and automatically acquire the physique needed for cultivation.

What if he did not have the complete volume of the martial arts technique he practiced? It wasn’t a problem. With sufficient enhancement to his talents using Skill Points, he could automatically deduce the missing parts in the book.

With the Martial Arts Talent System, he could defeat everyone who got in his way. He could easily climb the ranks in the martial arts world – becoming the top disciple, the top cultivator, then the grandmaster.

Traversing to a parallel World, Shinji Kamihara discovers a mysterious notebook called the 'Chronicles Of Urban Legends'.By writing urban legends in its pages, he can bring them to life in the real world. In this Japan, many of the urban legends from his previous life are absent—Hanako-san of the Restroom, Hell Girl, Sadako’s videotape, the Eight-Foot Woman, Mary’s phone call, the Seiryūji Tunnel, the Gaze from the Cracks, Tengu Elementary…“Let me unleash a pandemonium of Monsters and Ghosts upon this World!”