Transmigrated as Investment Banker in Cultivation world - Chapter 88: Megnaminous Senior

A broken man who ended his own life finds himself reincarnated into the game he used to play. However, instead of becoming the protagonist or a powerful antagonist, fate places him in the role of a minor villain—a mere stepping stone for the protagonist in the game's first arc.

In the middle of a deserted island, a small boy wakes up with two sets of memories: one from his few years of life and the other from a man who lived to adulthood and achieved great things. When he least expected it, a powerful master appeared on the island and took him in as a disciple, revealing a shocking fact: magic exists in that world, and, thanks to it, humanity managed to conquer the galaxy.

Birth rates are decreasing. Hope is vanishing. The world has gone gray.Humanity, drifting in quiet collapse, receives an email.Every person on Earth. Simultaneously.The Aegis Mandate.Disguised as a cosmic aptitude test, it triggers The Incident of Separation—a global psychic cataclysm that erases identities, wipes memories, and divides all survivors into three factions: Law, Neutral, and Chaos. Overnight, cities become battlegrounds. Apartments become dungeons. Ordinary people become monsters—or the ones who hunt them.Ragnar Vhagar was just a loner university student. Now, thanks to a system he didn’t ask for, he’s a newly minted Demon King, locked in a crumbling apartment with goblins under his sofa and a glowing soul crystal next to his frozen peas. His new job? Build a deadly domain, defend it from invading “Heroes,” and somehow level up fast enough to not die.Alongside him is Isabelle Thorne, a razor-sharp warrior of few words and one very sharp sword. Their reluctant alliance, born in blood and snark, evolves into trust—and maybe something dangerously close to affection—as they rise together through the layers of the game-like world they’re trapped in.With each conquered domain and defeated boss, Ragnar realizes the truth: the dungeons aren’t meant to crown a winner. They’re meant to break the players. The Law faction wants control. The Chaos faction craves destruction. But Ragnar? He wants something they’re all too afraid to say out loud:Freedom.In the ruins of Kanta’s ogre stronghold, Ragnar and his misfit warband take their biggest step yet—claiming a kingdom, unifying a fractured system, and preparing for what comes next. The Heroes are watching. The gods are stirring. The world is watching a war.And somewhere deep beneath it all... Ragnar is rewriting the rules.

Only a pure maiden can have a privilege to make contract with a spirit.

In Areishia Acadamy, maidens from noble family were gathered there, giving them an elite education to become a spirit contractor. A boy Kamito, by accident he peeped on a girl, Clair, who was taking a bath, and he even made a contract with spirit that she wanted.

Kamito was actually an irregular male spirit contractor, which should not exist.