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... n remembered what her father used to say when he was alive, "You can owe anything, but you must never owe money or favors."

The most important thing is not to owe favors because they’re really not easy to repay, and it will cost much more to settle a debt of gratitude.

"I’m attending a private school."

"I will study hard." Is the tuition expensive? No problem, she will study hard, and she definitely won’t let her mother down, she will certainly work hard to earn a lot of ...

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