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... ssets.

Yes, assets. Even with a negative net worth of over $20,000, James still has assets.

And what are these assets?

The first of them is the rebate eligible fund of $644 he has in his account. The second is his technical skills and his little mechanical engineering knowledge. And his last asset is his physically fit body.

Growing up, James loved tinkering with things. He was always trying to fix things or modifying them.

Most of the times, his intention ...

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