Damn, I recarneted As A Judge in Fantasy World-Chapter 261: Establishing the Dapan Bank

While giving loans to newlyweds.

First, they decided to give priority to the employees of the multi-panel group.

The effectiveness of the initiative was still unknown, and it was unlikely that the number of loans would skyrocket.

After all, the company's employees were already earning well.

Married friends can be kicked out of the dorms, so it's like killing two birds with one stone.

The dormitories were already overflowing with new employees.

Starting a bank wasn't particularly difficult.

All it required was designating one of the buildings in Midias.

Instead, the real challenge was organizing the interior and setting up the system.

Fortunately, Abel's experience from his modern-era life made starting a banking business much easier.

The head of the bank was also chosen with great care.

"I will do my best, Mr. Chairman."

"I believe in you, Siron Patton."

Siron Patton was the younger brother of Nashville Fire Chief Patton.

Like his brother, he was a man of uncompromising principles, and there was no one better at handling money than him.

The bank tellers were also trustworthy individuals, and the police officers at Cheongwon were highly reliable.

Abel looked around with a satisfied expression.

It won't be too difficult at first. After all, we just have to provide loans for newlyweds.

Early banking had begun with goldsmiths lending money to others.

But in this case, Abel funded it all himself.

There was no need for deposits or anything of the sort.

I've said it before, but this business wasn't started to make money.

It didn't matter if loan repayments were late or even if they weren't received at all.

The original goal was the success of the marriage promotion policy.

Bam!

As Abel opened the door and was about to step outside, he was met with a long line of people waiting in front of him.

"Huh? This can't be happening."

The notice hadn't even been officially delivered to each territory yet.

How on earth did they already know about the newlywed loan program?

Originally, everything was supposed to be arranged through the multi-party matchmaking company.

Besides, judging by his attire, the man at the front of the line could never have been a commoner.

A custom-made suit crafted from high-quality fabric would cost thousands of guilders.

"Oh! Your Highness, the Carriers!"

"Excuse me. Aren't you Count Schultz?"

"I get to see all my benefactors here."

"Yes, that's right. But what brings you here?"

"It's a bit awkward to talk outside… I'm the first one here, so may I come in for a moment?"

"Oh, yes. I see."

Abel led Count Schultz to the drawing room.

In truth, this space had initially been designated as a staff break room.

He hadn't even considered the possibility of receiving guests so soon.

Yet, it seemed it would be put to good use from the very first day.

The most uptodate nove𝙡s are published on frёewebnoѵel.ƈo๓.

"Please have a seat. There are still many shortcomings, and I regret to say there is no tea. My apologies."

"No! It's quite alright."

"Thank you for your understanding. Shall we begin our conversation now?"

"Yes!"

"What brings you to Dapan Bank?"

"Ah, that's… Ahem!"

Count Schultz cleared his throat unnecessarily before lowering his voice as if worried that someone might overhear.

He even seemed to tremble slightly.

"I heard that you are offering loans for newlyweds."

"You haven't even posted the notice yet. How do you know so much already?"

"Haha! Everyone is interested in the movements of the Dapan Group."

"I won't ask where you got your information. It's not exactly a secret, anyway. But why are you looking into newlywed loans?"

"If you can afford to provide such low-interest rates, then perhaps you have some spare capital to lend elsewhere…?"

Count Schultz trailed off, hesitant to say more.

Even though Abel held a much higher status, this wasn't an easy topic to bring up.

Asking for financial assistance was a blow to one's pride, especially for a high-ranking noble.

Where in the world could he go to ask for money?

Such requests were typically made only among close allies or family members.

Aha! This guy's a little short on money, isn't he?

The Schultz administration had suffered greatly under Willigert's tyranny.

Although trade had resumed, full recovery was still far off.

The accumulated damage was simply too severe.

For now, they were looking for financial backing to keep their business afloat.

It seemed Count Schultz was confident that he could turn things around if he could just overcome this immediate crisis.

"So, you need money."

"To put it bluntly, yes, Your Majesty."

"It's not a difficult matter. Count Schultz is very trustworthy."

He had struggled, but it wasn't to the point of being beyond recovery.

Moreover, Count Schultz was a key figure in the Giovanni noble faction.

With such connections, he would undoubtedly have excellent business opportunities.

Granting him a loan wouldn't be much of a risk.

However, no matter how high his creditworthiness was, there were always variables to consider.

Abel smiled meaningfully.

"I will lend you the business funds you need, Count Schultz."

"Really? Thank you! Thank you, Your Highness the Carriers!"

"But there is a condition."

"Just name it. I will agree to anything you ask."

Abel began explaining the details of the newlywed loan program.

Count Schultz nodded enthusiastically as he listened.

"So, the annual interest rate is only 1%?"

"Probably. Business loans, however, can't have interest rates that low. Of course, they must be within reasonable limits—you can't go around charging exorbitant interest rates, right?"

"That is a very wise decision!"

"So, here's what I'm proposing. How about using real estate as collateral?"

"…."

Count Schultz fell silent for a moment.

He likely hadn't expected Abel to say something like that.

However, his response was quite different from what Abel had anticipated.

"Is that all you need?"