Maximize Interest, My Money Grows Infinitely-Chapter 2 - Iron Porcelain Shu Biao

Back in the car, Chen Cheng couldn't calm down for a long time, even his hand holding the cigarette trembled uncontrollably.

He took a deep breath of the cigarette, and as nicotine entered his lungs, causing a short moment of lack of oxygen, he seemed to calm down.

The game of money begetting money, compound interest at its core, revolves around money.

As long as Chen Cheng had enough funds, the daily interest he could gain was higher.

But to achieve a higher interest rate, the more money he had to spend.

Only in this way could Chen Cheng's money grow like a snowball, getting bigger as it rolled.

However, the problem lying in front of Chen Cheng now was also money.

He roughly calculated, based on his current funds, that the first batch of interest he could receive was only around 150 yuan.

"We need to figure out a way to get some money."

Borrow?

This was the first thing Chen Cheng thought of.

But borrowing money in today's society is very difficult.

Whether it's relatives or friends, merely puckering up the courage for a trust gamble with a very slim success rate is headache-inducing enough.

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Moreover, a few of Chen Cheng's close buddies, either they have already stepped into the hall of matrimony, controlled by their wives with the financial power out of their hands.

Or their living conditions were similar to his, and borrowing an amount from them that could turn his situation around was nearly impossible.

Furthermore, he didn't want to trouble others.

Sell the car?

He glanced at the steering wheel in front of him, hesitant.

Although the Camry wasn't a luxury car, it had been with him for four years.

Compared to the cold-hearted Zhang Qianqian, this silent old buddy was more like a partner in poverty, accompanying him through many seasons.

Chen Cheng took another drag of his cigarette and glanced at the daily interest rate on the panel; a bold idea suddenly flashed in his mind.

"Get a mortgage loan?"

The rate couldn't outrun the tempting daily interest rate in the game, such a transaction was akin to borrowing a hen to lay eggs.

Thinking of this, Chen Cheng decisively took out his mobile phone and dialed his childhood friend Feng Biao's number.

"Biao Zi, where are you? Fancy a couple of drinks?" he asked.

As soon as Chen Cheng finished speaking, Feng Biao's hearty laughter came through the phone, "Wow! Has the sun risen from the west today? Did Princess Qian give you a holiday? You can still go out for a drink?"

"Don't mention it, I'm feeling a bit down and want to talk to someone," Chen Cheng replied.

"I've always told you, going for those young wives is unreliable! See, you're arguing already, aren't you?" Feng Biao took the opportunity to tease a bit, "Let's meet at the usual place; it's my treat."

Chen Cheng grunted in acknowledgment, "Okay, see you at the usual spot."

He hung up, didn't hesitate at all, and with a firm press on the accelerator, he set off the first meter of his brand-new life.

...

Willow Tree Road, Xin Chuanji.

When Chen Cheng arrived, Feng Biao had already ordered a few dishes and prepared a bottle of white liquor.

Feng Biao was Chen Cheng's childhood friend, who married their mutual high school classmate Yingzi a few years back.

Despite Feng Biao being tall and burly, beneath the surface he was faint-hearted, combined with being a parent in the past few years, so Chen Cheng and the others gave him a nickname—Shu Biao.

"Yingzi didn't come?" Cheng Cheng approached the table and asked.

Feng Biao put down his phone, opened a bottle of Yanling Spring, "Just us guys drinking, why would she come?"

"Talking tough there!" Chen Cheng sat down, "Drinking the clear stuff, huh?"

"Not really fitting to drink beer in this situation! Come on, let's have a shot."

The two clinked their glasses and took a sip.

Feng Biao, holding a peanut, said, "So tell me, what were you and your Princess Qian arguing about today?"

The bite of the liquor made Chen Cheng take a deep breath as he said, "We broke up."

"Broke up?" Feng Biao was somewhat surprised, "Really broke up?"

"Do I look like I'm joking?" Chen Cheng took another sip.

Feng Biao immediately put down his chopsticks, "What's going on? We were almost celebrating your wedding, how did it end up in a breakup?"

Chen Cheng explained his recent situation in great detail to Feng Biao, including the reason for his breakup with Zhang Qianqian.

"Damn, this girl, I never saw it coming!"

Feng Biao was so annoyed that he slapped his thigh, "Our granddad was such a good man! And she dares to talk like that! Next time I see her, I must give her a slap on the face!"

Chen Cheng sighed, shaking his head helplessly, "Honestly, I never expected she'd be like that. Remember how gentle she was when we first got together? But over these three years, she's really started crossing the line."

Feng Biao moved closer to Chen Cheng and patted his shoulder, "Dude, don't lose heart. In one's lifetime, who hasn't met a few scumbags? After we finish drinking, let's go get a foot massage! The 688 yuan session with the girls can, at least, give you an hour-long experience of romance. Isn't that more straightforward than with your Zhang Qianqian?"

"No washing feet today," Chen Cheng forced a smile.

Seeing the miserable look on Chen Cheng's face, Feng Biao realized something, "Are you still going home today?"

"Go home? Hell no!" Chen Cheng took a swig of his drink, "I'll just find a place to crash for the night."

"Come to my place," Feng Biao offered generously.

"Now that you have two people at home, it's not appropriate for me, a big guy, to stay over. Would Yingzi be okay with it?"

Feng Biao thumped his chest, "I don't like hearing you talk like this! The moment I step foot in my house, I am the emperor! Yingzi wouldn't dare to utter a word of objection?"

"Yeah right, if you're the emperor, then surely Yingzi is at least the empress dowager?"

Chen Cheng, understanding Feng Biao's kind intentions, said, "I appreciate the thought, but let's not make it awkward for you two."

The two clinked their glasses together and drank up.

The sharpness of the baijiu lingered in their throats. Chen Cheng picked up the bottle to pour more for Feng Biao.

"Actually, I have another reason for meeting you today."

Feng Biao tapped on the table, "What's up?"

"Does your car dealership handle pawn loans quickly?" Chen Cheng asked.

Feng Biao frowned, "Why the sudden need for a pawn loan?"

"Just a bit short on cash, thought about pawning the car for now."

Feng Biao's expression grew serious, "Pawn loans are something to be cautious about. You haven't even found a job yet. If something unexpected happens, you could lose the car..."

Chen Cheng sighed, "I know, but I really need the money right now. I have no other options."

Feng Biao fell silent for a while, weighing the pros and cons.

"How much do you need?" he asked.

Chen Cheng calculated the car's value in his mind, "About eight or nine hundred thousand."

"What do you need so much money for?" Feng Biao said warily, "Dacheng, we've been friends for so many years, we're like Iron Porcelain! You better not be getting into online gambling!"

Chen Cheng looked at Feng Biao, eyes filled with gratitude.

"Biao Zi, don't worry, I definitely won't touch that messy stuff."

"Then tell me honestly, what do you need so much money for?" Feng Biao asked again.