MTL - Mission Flow-Chapter 55 character
Shencheng, an international metropolis that rose when it was re-opened, has a different urban atmosphere from the other three first-tier cities.
People here are all about making money, and the pace is fast.
So when Cao Su asked Wu Enguang about his expected investment returns, Yu Xiaoping, Li Dehui, and Minister Dong all responded. No prostitution!
However, this was somewhat in line with their expectations. The essence of their investment in the stock market is the pursuit of monetary gains.
If Cao Su can provide such a revenue channel, they will be very happy. Now let's see how much the cost and benefit are negotiated?
…
Wu Enguang habitually pushed his glasses and revealed his thoughts and thoughts, "Mr. Cao, I'm not good at investing in stocks. Now it's a bear market stage again. I expect the return to be higher than the regular interest rate in the bank!"
In 2013, the central bank announced the deposit and loan interest rates. The one-year loan rate is 3.25%, and the five-year deposit rate is 4.75%.
Cao Su nodded slightly, noncommittal. Taking a sip of tea, he asked, "How much money are you going to invest?"
Wu Enguang: "200,000."
Cao Su shook his head with a smile, and said, "The amount of funds is a little less! The current one-year deposit interest rate in banks is 3.25%. At present, there are many types of wealth management products on the market.
For example, Alipay’s Yu’e Bao launched in June has an annual interest rate of up to 6.76%. These are pretty solid investments.
However, I do have something to ask for your help when I look back. I give you 10% annual interest. You transfer the funds to me in the form of a loan. Write an IOU and agree on interest. I will return the principal and interest to you when it expires.
Late payment of interest. Can be redeemed in advance! As with Yu'ebao rules, it will be credited to the account within three working days. "
Earn 20,000 yuan a year, is that high? For Wu Enguang's income, it is not high at all.
He was a sales executive in R&F Properties, and he was invited to go out for some rebates and spend more than this amount.
But is 10% annual yield low? This is really not low, okay? In the market, ordinary people cannot find such low-risk investment channels and targets.
A group of people were immediately moved when they heard it.
…
Yu Xiaoping, head of the product department of Eagle Nose, said quickly: "Mr. Cao, I can provide 300,000 yuan of funds."
Cao Su smiled and didn't answer the question. Instead, he took the initiative to ask the red-faced and dull Dong Ziqiang, "Minister Dong, thank you for taking care of my two fellow villagers. I am willing to accept your funds."
With a simple and honest smile on his face, Dong Ziqiang said, "Mr. Cao, I don't have much spare money. I can only invest 500,000."
Cao Su nodded.
Yu Xiaoping didn't respond to Cao Su, and was secretly annoyed, but he didn't show it on his face. Speaking of which, Cao Su is still his subordinate. From Mahle Gobi, this kid doesn't talk about his feelings at all.
Li Dehui thought about it, and after thinking about it, he said, "Mr. Cao, I can invest 1 million. Is this okay?"
Cao Su smiled and nodded, raised his teacup, "Minister Li, thank you for your trust in me."
Li Dehui rubbed his hands excitedly, "Look at what you said. Can I still trust you? You are a well-known stock speculator in our Dalan Group."
He had other ideas in his mind. Such a good investment channel must be shared with Mr. Wang from the Digital Electronic Products Division!
Then he is not expected to be promoted in the business department. hey-hey…
Cao Su said apologetically to Yu Xiaoping and another middle-level manager of the green factory: "Minister Yu, your capital is too small... I operate in the stock market, and I can't earn much with less capital."
He didn't lower his demands. Lowering the requirements makes it seem that the favors just sold to him are worthless!
At this time, everyone also understood the "rules"!
Obviously, Cao Su's rule is to sell him favors and he will show you. Either the amount of funds is large, and he makes a profit in the stock market, so he will take you to play.
Yu Xiaoping thought about it for a while, then gritted his teeth and said, "Mr. Cao, then I will also give out 1 million. Can I redeem it at any time?"
They have been in Shencheng for many years, and the two houses have already been settled. Now the real estate market is booming but purchases are restricted. Buying a house for investment, this channel has been pinched away.
"Yes."
Everything is settled. Cao Su's acting skills are still online, and a steady "stock speculator" Fan Er said: "I will send you the format of the IOU via WeChat later. You can ask a lawyer.
After confirming that you are willing to invest, go to my office on the 32nd floor of Chunsun Building to make an IOU and transfer money. I will send you the full address.
Let's not talk about this publicly, and make a fortune in silence! Private lending and illegal fund-raising are also far behind. You don't want me to go in! "
Cao Su's "I'm not begging you to invest, I'm just showing you guys to play" is very **** Fan Er. After asking them to figure it out, go to Tianxia Company to transfer money! rather than providing door-to-door service.
Brother is not begging you.
And at the end, he also leaked a relevant law, which seemed very professional and skillful.
Everyone who said this laughed and said, "No, no."
However, Wu Enguang deliberately asked one more question, tested Cao Su, and said with a smile, "Mr. Cao, having said that, tell us the difference between the two."
Cao Su smiled and said leisurely: "Private lending is legal. The illegal absorption of public deposits requires four characteristics at the same time.
Illegality: Absorbing funds without legal permission from relevant departments or by borrowing legal business.
Openness: Publicity to the public through the Internet, media, promotion conferences, leaflets, mobile phone information and other channels.
Incentive: promise to repay the principal and interest or pay the return.
Sociality: Absorb funds from unspecified social objects.
To be honest, when I first learned about these provisions, I was confused. In judicial practice, it is often difficult to grasp.
Therefore, in 10 years, the Supreme Court issued a judicial interpretation. Absorbing funds from unspecified social objects: individuals accepting deposits from more than 30 people, and units depositing funds from more than 150 people, can be deemed illegal. "
Riding on a horse~www.novelbuddy.com~ I have to understand special legal provisions. It's so magical.
Li De would be delighted to hear it. Mr. Cao, are you implying me to bring Mr. Wang in?
After talking about the matter, Cao Su exchanged contact information with them, and was pulled into a WeChat group called "Yuehai Teahouse" to say goodbye to them and leave. Before Su Shijia arrived, it took Huicheng two hours to come to Shencheng.
However, this time he sent a car and did not let Su Xihua come to Nanshan. Instead, go directly to Longgang. He has a house over there. In the afternoon, Chen Wu had already sent someone to clean up.
He intends to ride to Longgang, but it's not even eight o'clock in the evening, so he might arrive later than Su Shijia.
Yu Xiaoping and Wu Enguang sent Cao Su to the bottom of the teahouse and watched him disappear into the endless night on a bicycle.
Yu Xiaoping couldn't help but murmured, "Hey, do you think Mr. Cao is reliable or not!"
The rest of the people all laughed, obviously they had their own judgments.
...
…
At about eight o'clock in the evening, the main road to Longgang was full of traffic. Cao Su is riding a bicycle alone!
Feeling extremely comfortable.
He is dignified and proud, of course he will not be happy with the money borrowed by his ability. How much is this? He still has 700 million on his account!
He was delighted that, for the first time, he used his "acting skills", combined with his viewpoints from other places, to actually be able to "fudge" money and do things so beautifully!
It's the first time to be a success!
This made him vaguely feel that a new world door was opening to him. He is moving to a new level!
This is his self-improvement!
The skills that the Shenhao system gave him may seem ordinary. But as long as it is used well, it can play a huge role in society and in life.
