Reborn with Consumption System-Chapter 511 - 235: Showing Off_3

Old Xing held Han Lie’s arm, and the more they talked, the more frank he became.

A young man who could wear a 40 million yuan watch on his wrist was worth a sincere effort, no matter how you looked at it.

"Mr. Han, I want to seize the opportunity to become the head of the financial holding company, so I need to achieve something significant in the next two years.

A 6.5% yield isn’t high, but if you can guarantee its safety, I can use the government bond quota to buy your trust products. Then, I can confidently invest another 500 million to 1 billion yuan in medium-to-high-risk projects."

This is a common investment strategy.

With 2.5 billion yuan in risk-free investments, a 6.5% interest rate would mean a net profit of 162 million yuan.

With that safety net, Old Xing could invest another 500 million yuan in high-risk projects. If losses exceeded 160 million yuan, he would immediately cut his losses, ultimately breaking even.

In a state-owned enterprise, breaking even isn’t considered a mistake.

What if that 500 million yuan made a profit?

Wouldn’t the results be extremely impressive?

If 1 billion yuan was used for high-risk projects, the stop-loss point could be set at 15%. He still wouldn’t incur a net loss, but the potential for higher returns would increase.

So, low-interest, risk-free projects are not trivial side ventures.

On the contrary, such safety-net projects are extremely important.

And the interest Han Lie offered wasn’t low. What was the risk-free return promised by the ’Big Four’ banks? Only up to 4.5%.

"Please help me out, Mr. Han!"

Old Xing gazed earnestly at Han Lie’s youthful face. He was filled with various emotions, though his words were all part of his ploy.

"Aren’t you the one who likes to lend a helping hand to friends in their hour of need? Now is the time!"

COUGH, COUGH.

Dou Mingde coughed twice more.

Old Xing glanced sideways at him, annoyed, and scolded, "What’s your deal, Old Dou? Are you suspecting I’d let a friend suffer losses? I, Old Xing, have been navigating society for so many years. Don’t you know my reputation?"

"Not at all!"

Dou Mingde suppressed a smile and hurriedly explained, "Your reputation, Old Xing, is impeccable! But Mr. Han and I are also friends, so we can’t make things difficult for him, right?"

Well, after Han Lie’s masterful maneuvering, Old Xing was now the one imploring him for a favor...

Essentially, Han Lie really wasn’t short on money at the moment.

That 2.5 billion yuan—as large as the number seemed—was actually rather easy to find.

The timing was just too perfect.

In another six months, the situation would be totally different.

What had Old Xing and Han Lie been beating around the bush about earlier?

They were discussing the current economic situation. 𝗳𝚛𝗲𝕖𝕨𝕖𝗯𝚗𝚘𝕧𝕖𝗹.𝗰𝗼𝕞

Currently, banks were desperately pulling loans back from the real estate industry and could no longer invest existing funds in that sector.

But the question was, having pulled back so much money, where could they invest it?

Small and micro enterprises needed money, but banks didn’t dare lend to them due to the risk.

Large state-owned enterprises were the safest bet, but they didn’t need the money.

So, the funds were temporarily stuck.

With a new financial year approaching, banks needed to issue loans—requiring both scale and safety—and they were becoming extremely anxious.

That’s why Han Lie had previously said, "By the end of the year, you’ll have bank managers practically camping out at your house, refusing to leave."

It was true, not an exaggeration at all.

Old Xing had also sensed this trend. He initially thought Han Lie wouldn’t understand, but Han Lie actually saw the situation very clearly. Therefore, Old Xing didn’t dare to put on airs anymore.

Because Han Lie could indeed easily find the money.

Magic Capital wasn’t home to only one state-owned enterprise like SAIC Motor. Even if others lacked their own funds, who couldn’t borrow 2.5 billion yuan from the banks?

Borrowing at just over 3% and lending out at over 6%, one could effortlessly pocket tens of millions in interest.

If Han Lie approached a company flush with its own capital and wondering how to utilize it in the new year, they might happily accept even a 6% return.

This was a special opportunity formed by special circumstances.

By the second half of next year, when asset securitization projects centered on the real estate industry began to flood the market, money would be harder to come by.

At that point, project initiators would be the ones pleading with investors, completely reversing the roles.

Without an interest rate above 8.5%, who would even bother to play along?

But right now, at this critical juncture, Old Xing really had no choice.

"Mr. Han, if there’s anything difficult for you, just say it! We’re all friends, isn’t there nothing we can’t discuss?"

Old Xing raised his glass with hearty enthusiasm.

Han Lie smirked inwardly, maintained his composure, and spoke deliberately.

"It doesn’t matter whose money I take. But if I can help a friend in the process, then it’s a win-win situation, achieving multiple goals at once."

"Excellent! That’s the spirit!"

Old Xing was overjoyed and immediately toasted to show his stance.

But what he got in return was a ’but’ from Han Lie.

"But... our project is very strict about timing, Mr. Xing. Are you confident you can expedite the board resolution?"

The moment of truth!

Yes, Han Lie’s entire rigmarole hadn’t been about lowering the interest rate, but about pushing Mr. Xing to his maximum speed!

The difference between 6% and 6.5% was just over ten million yuan.

It truly wasn’t a small amount, but would Han Lie care?

Compared to the eventual billions in profit, what was this extra ten million-plus yuan? Absolutely nothing!

What really mattered was how far Mr. Xing could cooperate and how quickly he could transfer the funds.

The faster he acted, the less time Gu Yong had to respond.

Receiving the money in mid-January versus mid-February were entirely different scenarios.

Mr. Xing didn’t understand, but he was excited.

"You only ask for speed? What about the interest? Don’t plan to push it down further?"

Han Lie looked straight into Old Xing’s eyes, speaking earnestly and with deep significance.

"As I’m helping a friend, I won’t make excessively harsh demands.

If I pushed the interest rate down to 6%, I could indeed earn an extra twelve million-plus yuan. But let me make a bold claim—that amount of money, I could earn by just taking a stroll in the market. Why would I need to squeeze a friend for it?

Mr. Xing, securing 6.5% for you is an achievement. Pushing it down to 6% would make it merely something of token value, hardly a real accomplishment.

I’m willing to forgo that extra ten million-plus yuan to be your friend, to help you achieve this merit, to assist you in reaching another peak in your career. These aren’t mere pleasantries; Mr. Dou can testify on my behalf.

So, you have to give me a firm answer—how long will the process take?"

Mr. Xing was silent. He grabbed the bottle and poured wine into his empty bowl with a heavy flow—GLUG, GLUG, GLUG.

"Teacher Han, you’re generous, I’m convinced!"

Wow. Old Xing, his face like a bitter melon, held his bowl of wine, his very being overflowing with the aura of a seasoned man of the world, an air that almost spilled over.

"Mr. Dou will vouch for me; I accept this favor! Once I’m at the financial holding company, if I, your elder brother, have a bite to eat, I’ll absolutely make sure you, my younger brother Han, get your share!"

Before he finished speaking, he was ready to down his drink.

Han Lie hurriedly interjected, "No, no, no, we are friends from the heart, don’t do this, it’s harmful to your health!"

But in the end, Han Lie couldn’t stop him. Old Xing tilted his head back and, in the blink of an eye, downed several ounces of strong white liquor.

Alright then, all three young women were dumbfounded.

A man in his forties, his face like a bitter melon, practically kowtowing to a handsome, jade-faced young man in his twenties—such a scene was unheard of, even in operas!

Their beautiful eyes darted to Han Lie again and again, their hearts swelling with excitement, a thrill coursing through them.

After finishing the drink, Old Xing, his eyes red, thumped his chest loudly. THUMP! THUMP!

"Starting from tomorrow, one week from now, bring the contract over for signing and review. Then, within another 5 to 8 working days, my side will be able to transfer the funds!"

Holy shit!

Old Xing, you’re actually this capable?

Today really wasn’t a waste of effort!

Feeling elated, Brother Lie even took the initiative to raise his cup and offer a toast. "Excellent, Mr. Xing! That’s the spirit! Here’s to a successful cooperation!"

"Rest assured, it will definitely be successful!"

"Cheers! Cheers!"

The young women cheered enthusiastically, acting as if they were witnessing a historic moment and sharing in its glory, perhaps even more excited than the man of the hour, Han Lie himself.

Smiling, Brother Lie glanced sideways at Guo Qingting, who had accompanied him with half a glass of strong white liquor. He saw the change he had expected.

It was a little hard to describe, but looking at her face and eyes, she was "as radiant as peach and plum blossoms, as brilliant as the stars."

When she took the initiative to pour Han Lie another drink, the scoundrel gently patted her exposed, beautiful back in thanks.

The young woman shivered, biting her lip as she continued pouring.

Well, looks like that coffee won’t be necessary...

Han Lie withdrew his hand without a sound, making no further move.

Master Su once said: When a man conquers the world, he simultaneously conquers women.

So, why bother with overt flirting?

Do something impressive, let them see it, and then just wait. They’ll come to you.

The scoundrel silently adopted a receptive posture, ready for whatever came next.

***

I didn’t just avoid taking a leave; I stayed up to write a big Chapter, so go ahead and cast a couple of votes for the kid!