Reborn with Consumption System-Chapter 661 - 285 Strategy Behind the Scenes_4

"So, one for you, and I'll have three!"

"The first toast is to your valued insight, the second is for our smooth cooperation, and the third is to wish you even greater success and future peaks!"

What unspoken understanding was this?! Not a single word out of place was spoken, yet it seemed as if the grand promises had already been made. This truly was the art of language.

President Qiu was grinning from ear to ear, his face glowing red with delight. He looked like he was about to become sworn brothers with Han Lie...

Tang Xintian profoundly felt her own naivety as she witnessed this scene. This is beyond outrageous!

I've been in the industry for several years and have seen countless high-class, sophisticated scenes. Yet, in front of Han Lie, I still come off as immature?! Little ancestor, do you have eight hundred schemes up your sleeve?!

She truly felt a bit lost.

After everyone finished eating, Old Zhang dragged President Guan off for a foot massage—a legitimate one, mind you—and then Han Lie started shooing people away. "Sister Da Tang, I'll have my assistant take you home."

Tang Xintian was momentarily confused. Wait, discussing the guarantee matter is closely related to us at SPD Bank. Why can't I listen in?

Han Lie shot her a look. Be good. It's inconvenient for you to be there; we need to…

Tang Xintian huffed as she got into the car. Then, noticing Liang Wu also taking a seat in the back, her eyes immediately darted around as she began to quietly fish for information.

"Assistant Liang, how long have you been with President Han?"

"Less than a year."

Good heavens! Liang Wu was so cautious, making a single month sound like a much longer period...

But that was okay. Tang Xintian might not be a professional at playing mind games, but when it came to administering tests and observing reactions, she was top-notch.

"The pay must be good, right? I see you're wearing and using items from all the top brands."

Liang Wu smiled cautiously. "The salary itself isn't high. However, there's a separate allowance for buying clothes and accessories. The shareholders believe that when I accompany President Han, I represent the company's image, so it's necessary for me to look refined."

This one was a pro as well.

Unfortunately for Liang Wu, Tang Xintian was too well-versed in "interrogation" techniques.

"Indeed. That's why positions like executive assistants and personal assistants are highly sought after for their hidden benefits, though they also demand extreme loyalty. It's clear Han Lie trusts you greatly."

Liang Wu seemed troubled for a moment before she replied, "Yes, we're alumni from the same university. And since my family is dirt poor, I suppose I was fortunate enough that President Han considers me one of his own, right?"

Tang Xintian smiled meaningfully. "That's quite remarkable. It's especially noteworthy since major shareholder President Pan also agrees. He and his daughter are both very open-minded..."

Liang Wu looked somewhat flustered and quickly composed herself. "There's absolutely no such relationship between President Han and me. I am still a virgin."

Tang Xintian sadly realized that, deep down, she wasn't surprised at all by this revelation...

Nevertheless, she continued to observe Liang Wu's expressions carefully and pressed on, "Regardless, Miss Pan is quite lenient with Han Lie. Does that create any pressure for you?"

"Pressure?"

"Yes. Isn't Miss Pan's presence like a ticking time bomb, a potential hidden danger?"

"No."

Liang Wu shook her head gently. "Director Tang, you don't understand Pan Ge. I'm never on her radar, and the things she pursues are not what you might think..."

Tang Xintian's pupils contracted sharply. She could tell Liang Wu was speaking the truth.

So... is there something wrong with Pan Ge too?!

Of course, Pan Ge—the receptive one—had her own set of issues.

What Liang Wu meant was that Pan Ge's views on love and her capacity for acceptance were different from most people's. She didn't believe in, nor did she pursue, the purist ideal of 'one love for one lifetime with one person,' and therefore could fully accept Liang Wu's existence.

Yet, Tang Xintian clearly misunderstood... This had nothing to do with her level of expertise in psychology. Rather, she had been led astray by too many misleading cues, causing her logic to veer off in another direction.

Sister Da Tang leaned back in her chair, closed her eyes wearily, and said nothing more.

The situation was too complicated. How mentally exhausting!

Alas, how am I supposed to save you, my poor, mixed-up kid?!

…

Han Lie got into President Qiu's car, and the two found another place to drink tea.

The reason he couldn't bring Tang Xintian along was simply that the upcoming transaction was not something she could be privy to.

To put it simply, Han Lie was about to use SPD Bank's interests as a bargaining chip in exchange for promises that would benefit him more substantially.

Han Lie and President Qiu settled into a private room at the teahouse. After some small talk, they finally got down to business.

"Right now, I have a total of three projects that require guarantee intervention. For the SPD Bank project, valued at 20 billion, I can offer you a 4.5% guarantee fee. Correspondingly, for Magic Capital Bank's 7.5 billion real estate securitization project, I need a lower fee."

Old Qiu instantly understood. After thinking it over, he tentatively confirmed, "Brother Han, let me see if I've got this right. For the SPD Bank project, you're getting a fixed percentage commission, which is already set in stone. And for the Magic Capital Bank project, you're the one in control, with the overall cost fixed. So, how much profit you can make depends entirely on how you operate, correct?"

Han Lie nodded with a smile.

"That makes things easy!" President Qiu slapped his thigh and straightforwardly raised three fingers. "How about this figure?" This meant he could lower it to 3%.

This guy is really decisive, Han Lie thought. No need to beat around the bush at all.

Han Lie silently did the math. Investor's side 5% + channel provider 0.2% + custodian 1.3% + guarantor 3% = total cost 9.5%.

And the total rate Old Jin gave was 11.5%, so I can keep a whole 2%. That's 150 million, plus the 37.5 million consulting fee already in hand. What a windfall!

However, according to convention, he was supposed to make a gesture. A little something, you know?

But Han Lie didn't want to get involved in anything illegal...

So, after thinking it over, he reminded Old Qiu, "When helping out a friend, I can choose not to make any money. But if I do earn, it has to be completely clean. My private equity fund makes money faster than bank robbery, so I really dislike trouble. By the way, President Qiu, are you interested in mortgaging a property or two to invest in my private equity fund? The contracts are very flexible and diverse; some have tiered profit-sharing, while others have fixed guarantees. The investment quota is already very tight. But no matter how tight it is, with just a word from you, President Qiu, I'll make sure to squeeze out enough of a share for you..."

President Qiu's eyes instantly lit up, shining with a keen, reflective gleam.

From his position, making money was easy, but making clean money was hard. And Han Lie's meaning was easy to understand: his private equity fund was a legitimate product, and he was confident in making big money with it—faster than robbing a bank. They could sign a contract with a fixed guarantee, and Han Lie would personally compensate for any losses. Whatever amount of money Old Qiu could provide, Han Lie would secure that much quota for him. Wasn't his 'little brother' being more than fair?

More than enough! Far more than enough! How could I pass up such an opportunity?

Old Qiu immediately lifted his teacup with both hands. "Good brother! In that case, I won't stand on ceremony!

"My wife and I have average salaries and no spare savings, but our parents and my father-in-law gave us two properties in the city center. I'll mortgage them right away and entrust all the funds to you! As for our regular collaboration... rest assured, Brother Han, within policy limits, you will definitely receive the most favorable treatment!"

Within policy limits... Phew! That leaves a lot of room to maneuver! Han Lie thought.

Old Qiu was thus reciprocating the favor with an even more advantageous promise.

Han Lie picked up his teacup and gently clinked it against President Qiu's. The two men, separated in age by a generation, smiled at each other and drank their tea, both in extremely high spirits.

See? Things were settled so easily, and with the best possible outcome.

What is this called? Resource integration and value exchange?! It's simply screwing over Old Huang to enrich oneself...

Of course, the cost of the SPD Bank project was indeed high. However, the private funds that Old Huang had entrusted to Han Lie would certainly receive different treatment.

So, would Old Huang be angry? Absolutely not.

The increased cost of the public project would ultimately be borne by the real estate developers. SPD Bank would still earn the same interest, while the private money, thanks to this little maneuver, would receive more favorable terms. Why wouldn't he be happy?

In the entire transaction, the only party that truly suffered was the sole vulnerable party—the real estate developers.

But did they dare to challenge Han Lie? Putting on a brave face and speaking obsequiously was the only thing they could do!

Han Lie was confident he would receive the full support of key figures, which was why he dared to operate with such impunity.

The saying 'to conjure clouds with one turn of the hand and rain with another, to devise strategies that control all outcomes from within a command tent' truly described him perfectly!