You dare to cultivate without money?!-Chapter 284 - 241 Zhang Yu, the Wealthy

In the blink of an eye, time has already reached March.

In the quiet room, Zhang Yu slowly opened his eyes, and it seemed that two bright lights flashed in his eyes.

His gaze turned to the Yu Shu beside him, where the displayed data show Dao Heart Level 10, Mana 100, Physical Strength Level 10.

After days of cultivation, the level of Zhang Yu’s Dao Heart finally reached the Qi Refinement limit, Level 10.

With his Dao Heart reaching Level 10, he felt that his muscles and mana were effortlessly under his command, smooth and unobstructed, no longer feeling that his power was inadequately applied.

But on the other hand... in Zhang Yu’s sea of consciousness at this moment, the Can Niu he envisioned sluggishly moved, appearing lazy, and even the broken horn on its head lost its former sharpness, becoming dull and blunt.

Zhang Yu looked at the current balance of his bank card again, reaching 19 million, taking another big step towards the Heavenly Spirit Root.

Since the number on the bank card kept increasing, daily cultivation became more relaxed, and with more social engagements and activities participated with President Wang, Zhang Yu felt that his Can Niu Soul Heart Technique was becoming less effective in potential mobilization, physical strengthening, and energizing flesh and blood.

"Is it because my life has been too carefree lately, and the pressure is not intense enough? After all, the greater the pressure, the more effective this cultivation technique is."

Zhang Yu was unsure, thinking to himself, "My future life will only get better and better."

"My accomplishments are getting better, money is increasing, should I consider switching to a mental method more suitable for me?"

"The Can Niu Soul Heart Technique, after all, is suitable for the lower levels of cultivation."

He thought of Le Mulan, Song Halong, Yu Xinghan, Ye Lingxiao, and even President Wang.

Zhang Yu thought maybe he should ask these wealthy individuals to recommend a mental method for him.

"Unknowingly, I am about to become a wealthy person too."

"So should I adapt to the cultivation methods of wealthy people and find some wealthy people’s cultivation techniques to train?"

And perhaps it was his illusion, but when this thought surged up in Zhang Yu’s mind, the Can Niu he envisioned in his sea of consciousness seemed to become more and more lazy, lacking in fighting spirit and vitality.

At this moment, Zhang Yu’s phone vibrated, surprisingly, it was a call from Mo Tianyi.

Mo Tianyi, a member of the Poor People Alliance.

Since Zhang Yu and Bai Zhenzhen announced their allegiance to Zhang Pianpian last year, Mo Tianyi had severed contact with them.

And after the death of the leader of the Poor People Alliance, Song Xu, an Evil God believer, the Poor People Alliance became increasingly insignificant, and Zhang Yu hadn’t heard any news from them for a long time.

Seeing Mo Tianyi’s call at this moment, Zhang Yu was somewhat surprised but answered the phone nonetheless.

Mo Tianyi’s somewhat restrained voice came through, "Zhang... Zhang Yu, hello."

Now, Zhang Yu’s value has not only soared, but his strength has long reached the pinnacle of Qi Refinement. With the Oasis Group’s promotion and the glow of the Foundation Establishment certificate, he became a well-known figure on the first layer of Kunxu, a wealthy person.

And in Mo Tianyi’s eyes, Zhang Yu had already become a big shot far beyond their high school student tier, no longer belonging to their world.

Zhang Yu casually said, "Is there something you need?"

Mo Tianyi softly said, "I’d like to borrow some money from you."

"Ever since the boss had an incident, things haven’t been great on our end."

"Recently, the company has decreased salaries, and someone in the alliance got into an accident while delivering food..."

Zhang Yu recalled the 20,000 yuan the other person had invested in him and Bai Zhenzhen back then.

Although 20,000 yuan wasn’t much, it was undoubtedly a godsend for Zhang Yu and Bai Zhenzhen at that time.

Thinking about this, Zhang Yu said, "I understand, I’ll transfer 100,000 yuan to you later, feel free to contact me if you need anything."

"Tha... Thank you."

"We’ll definitely repay you in the future!"

Mo Tianyi didn’t expect Zhang Yu to be so straightforward. In his view, no matter how wealthy, without any benefit, the rich wouldn’t lend money easily.

Feeling the kindness expressed in Zhang Yu’s words, Mo Tianyi couldn’t help but say, "Zhang Yu, you are now the example for all of us poor students, no high school student in the entire first layer of Kunxu has ever achieved what you have."

"You don’t know how excited everyone felt hearing about your achievements, knowing you got into the top ten, you hit those wealthy people hard in the face for us."

"Now, all the students in high school are holding their breath, encouraged by you, everyone is working harder than before..."

Listening to Mo Tianyi’s words, Zhang Yu didn’t know how to respond for a moment.

After a long time, amidst Mo Tianyi’s repeated thanks, Zhang Yu hung up the phone and suddenly began to use his phone to look up news related to salary cuts.

It turned out that since various wealthy families and companies kept merging, the first thing they did was collectively reduce salaries.

Zhang Yu looked at some people’s analyses on the internet, all saying that each year the number of high school graduates and students returning to the first layer after university keeps increasing, making the employment environment deteriorate year by year.

Due to companies collectively lowering salaries and benefits, employees could only choose to silently accept to keep their jobs.

Fu Ji reminded, "What’s so interesting about this news? It has nothing to do with us."

"Even if it wasn’t you and Bai Zhenzhen, Oasis Group using Ye Lingxiao for promotion would have had the same result, it’s the trend of the world."

Zhang Yu shrugged, saying, "Do you need to remind me? I’m just curious, browsing the news randomly."

"With President Wang as such a solid backing, Azhen and I definitely need to hold tight, never letting go."

Listening to Zhang Yu’s relaxed response, Fu Ji thought to herself, "Zhang Yu, despite being born poor, always cares about things that shouldn’t concern him."

Fu Ji reminded, "As long as you continue to climb higher, you’ll become wealthier; you must learn to blend into the wealthy circles and stay away from the poor circles, understand?"

"That kind of riffraff from the Poor People Alliance, you should just block them. Why bother with them?"

"After all, they did help me," Zhang Yu said casually. "As for the circles of the rich... I know what you’re talking about. The rich, because their living environment is different from ours, inevitably have habits and perceptions that are at odds with us poor folk."

"I have to get used to the way the rich talk and live, make more friends among the wealthy, so I can climb higher in Kunxu and become stronger..."

Zhang Yu understood, of course, he understood.

Staying away from poor folks and getting close to the affluent is a key to climbing up in Kunxu.

But for some reason, he just felt uncomfortable inside.

...

When lunchtime came, Zhang Yu and Bai Zhenzhen still sat at the same table with Qian Shen and Zhao Tianxing.

It’s just that these days, Zhang Yu and Bai Zhenzhen’s trays were piled high with abundant synthetic meat, while Zhao Tianxing had started eating flavorless plain synthetic food.

Zhang Yu originally thought it was because something happened to the other party’s family finances, or perhaps it had to do with the rising prices of synthetic food.

Yes, synthetic food prices had risen.

The synthetic food that initially squeezed prefabricated food out of the market with low prices was now starting to see price hikes as the Oasis Group’s market share continued to grow.

And the green food that Zhang Yu endorsed and promoted was also climbing in price with the popularity of the Foundation Establishment exams and the promotion by major companies.

Now, even regular students in ordinary high schools know they need to eat green food and sign up for Foundation Establishment exams to seize the opportunity to leap ahead in life.

According to Oasis Group’s estimates, under their promotion, next year there might be hundreds of thousands of high school students in the first level of Kunxu signing up for the Foundation Establishment exams, and the potential market value is certainly enticing.

Looking at the plain synthetic food on Zhao Tianxing’s plate at that moment, Zhang Yu thought his parents might also be facing a sharp decline in income due to salary cuts at their company.

"Ugh, this chicken breast is so hard to eat." Zhang Yu pushed a plate of chicken breast over. "Lao Zhao, help me out, I really can’t eat this."

Zhao Tianxing was slightly taken aback, looking at the synthetic chicken breast pushed over, he swallowed a bit.

Being a sensitive person, Zhao Tianxing could tell that Zhang Yu was deliberately giving him food.

This made him feel both ashamed and grateful. He finally said a quiet thank you and accepted the chicken breast.

...

As time passed with Zhang Yu’s comfortable life, April came around.

Now, even if Zhang Yu did nothing every day, a large amount of money would still flow into his account each month.

And his account balance had already surpassed 24 million.

That day, he and Bai Zhenzhen went to the newly completed Oasis Building to participate in the upcoming group promotion plan meeting.

"In recent times, many citizens’ incomes have been steadily decreasing, while food prices continue to climb,"

"The group has noticed this situation and decided to make a change..."

Hearing the product manager’s words, Zhang Yu was slightly jolted, and couldn’t help but look at President Wang beside him, thinking, "Is this because of President Wang? Is Oasis Group trying to give back to society so more people can have enough to eat?"

Thinking of the recent situation in the school cafeteria, Zhang Yu couldn’t help but feel a bit of anticipation rising in his heart.

The product manager continued loudly, "To ensure everyone can have their fill, we have decided to launch a food loan service!"

"By allowing installment payments, we’re lowering the threshold for citizens to purchase synthetic and green food, so everyone has food to eat."

"Our first phase promotion target is students. We aim to enter campuses and ensure that every school and every student has a backup food fund when they don’t have money for meals..."

Listening to the discussion about food, finance, and interest, secured against collateral, and all those promos like interest-free for new users and discounts for monthly subscribers on the slides, Zhang Yu suddenly recalled how he once couldn’t have enough to eat.

If that Zhang Yu, who couldn’t fill his stomach, encountered such a situation, he would probably also choose to eat in installments, ultimately accumulating more and more food loans.

At that moment, President Wang patted Zhang Yu and Bai Zhenzhen on the shoulders, saying, "This financial services promotion is very important, our ultimate goal is for as many people on the first level to eat as there are people borrowing money."

"It’s linked to the group’s positioning on the first level."

"Rest assured, I’m someone who doesn’t let my own people suffer."

"Work hard this next year."

"When you go to Nether University next year, I should almost be heading back."

"Then I’ll introduce you to internship positions in financial companies on the second level. Once you have some work experience, I can help you transfer to the Finance Department..."

While speaking, Wang Yin adjusted Zhang Yu’s clothes slightly, shaking his head with displeasure, "You and Azhen should also change into some better clothes. I’ve given you so much money, spend it when you need to."

"And this practice skin you’re wearing, it’s obviously synthetic. Get a real skin quickly, or you’ll disgrace me at future gatherings."

"Heard me? If you don’t have enough money, I’ll give you some."

Bai Zhenzhen quickly said, "Understood, President Wang. We’ll change clothes when we get back."

Seeing Zhang Yu in a daze, Bai Zhenzhen nudged him, and Zhang Yu seemed to come back to himself, saying, "Um... I got it."

But Zhang Yu’s mind was still echoing with Wang Yin’s words just now.

"To allow as many people to eat as there are people borrowing money on the first level."

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