MTL - After the Fake Daughter Awakened, She Won the Real Daughter. - Chapter 252 Do you understand bank loans and loan sharking?

The world that nurtured the civilization which reached the pinnacle of magic was on the verge of destruction.
The last survivor transmigrated to the past, when the magic civilization started growing, as countless mages were still fumbling their ways through the thorny paths of magic knowledge.
He, who came from the end of the magic era, aim to reach the pinnacle of magic.

- Description from Novelupdates

Rudel Arses, the first born of one of the ‘Three Lords’ of the Courtois Kingdom, is from a corrupted family, but at 5 years old, he saw a dragon in the sky and his dark future as a villain changed. He was considered an idiot, but was that true? How would his effort to become a dragoon change the kingdom?

At level 2, most people unlocked their first talent; those who didn’t were considered fortunate, as they had the potential to unlock rarer talents requiring higher levels. The world’s most rare and powerful talents were revealed at level 5. But what if someone didn’t obtain a talent? Luck quickly turned to misfortune as they were labeled talentless, with no hope of gaining a talent. Sol was one such person who was unable to unlock his talent, but he refused to give up. He persistently fought and trained every day, slowly increasing his level despite the disadvantage in skills. He held onto the hope that, one day, he would be bestowed with a talent like everyone else. As years passed, his determination began to wane until one fateful day. You have leveled up! +5 Free stats. Talent Unlocked - [Siphoner]! This event marked the beginning of his story.

Zephyr Ashbourne has been a mage for two months. Following one eventful night where he accidentally made a pact with a werewolf deity, he's left with the ability to use magic - much to the dismay of his vampire ex-girlfriend who'd been seeking magic for herself. Now Zephyr is attending a small and selective university for mages half way across the world, the Midnight Court. Though quickly, he learns this new power comes with new problems. His ex-girlfriend, for one, wasn't thrilled when he skipped town without a word. And too, his new dueling partner, Aries de la Fel, seems to find new ways to push his buttons on the daily.A novelization of a playthrough of Covens of Midnight - a slice-of-life, magic school, enemies-to-lovers RPG.