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... elationship and concepts between these two words, anyone who has received higher education in this era at least knows that this capitalist system stimulates economic growth through bank loans and investments.

This kind of growth is more fundamental and basic than government measures like interest rate cuts or tax reductions that openly encourage economic growth.

And all lending and investment activities that occur here are credit creation.

In peaceful times, this credit g ...

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William was once a gamer ranked in top 20 worldwide. After his death, he found himself in the body of an insignificant NPC in the game “God's Apocalypse.” This NPC was doomed to die early in the game, filling William with dread because he knew he had only three months to live.The game world of “God's Apocalypse” was rich with many different fantasy races, from elves to dwarves, each offering unique opportunities for him to make use of, as well as challenges to home oneself.William was terrified because he had the knowledge of the game's future but lacked the power to change his fate.However, he was not without options. He retained his game panel and the unique talent “[Jack of All Trades],” which allowed him to learn skills from various professions.William realized that when the game's beta opened, players would arrive. As an NPC, he could assign quests to them and use his knowledge of the game's future to manipulate them to do his bidding.He began to leverage the abilities of the players to alter his fate and grow stronger.William made alliances with various races, gaining their trust and learning their secrets. This enabled him to transcend the boundaries of his initial condition and steadily increase his power.As William's power grew, players in the game started to complain: “This boss is impossibly strong and keeps getting stronger, we demand a nerf!” They were frustrated by his rapid progression and the unique challenges he posed.In contrast, the elves venerated him: “Lord William is the ultimate chosen one, bringing an unparalleled peace to our realm.” They saw him as a savior who brought stability and hope.The mages revered him as well: “He is the trailblazer of magic, our protector. His name, William Cain, is synonymous with the god of the arcane.” They admired his innovative approach to magic and his role in advancing their knowledge.When asked how he managed to achieve such feats, William simply responded, “Knowledge is power, and it's the one thing I don't lack.”

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Lin Qiao remembers nothing from the past five years since the post-apocalyptic era began. She wakes up only to find herself having become a newborn, superpowered zombie, in a body that used to belong to an evil and notorious woman!

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As for the little girl’s father, can’t he just have a decent fight? He’s a human being, but why is he biting a zombie? She’s the zombie! She’s the one who’s supposed to bite!

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Once through the pirates, Lu En became the son of Monkey d Dragon, a grandfather named Monkey d Karp, and an unreliable and neurotic younger brother named Luffy.

Fortunately, the ghost back system is activated!

The completion of the ghost back is 10%, and the training effect is increased by 100 times!

The completion of the ghost back is 20%, and the training effect is increased by 1000 times!

One day, Lu En, a ghost-backed master, appeared in front of Luffy who was shouting to go to sea, and made Luffy cry on the spot.

Luffy: “The pirates in the sea are all monsters like my brother? I don’t want to go out to sea!”

Garp: “For a long time, the two boys, Long and Luffy, with small arms and calves, I really doubt that they are not my sons and grandsons. Like Lu En, they are the grandsons of the old man!”

Warring States: “The strongest creature in the sea, land and air is Kaido? No, it’s Lu En!”

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