How Hard can Losing Money even Be?

Chapter 46: Convincing Selena [2]

How Hard can Losing Money even Be?

Chapter 46: Convincing Selena [2]

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Chapter 46: 46: Convincing Selena [2]

How do you convince Selena?

Benny stood in the kitchen, drying his hands after washing the plates.

When he looked back into the living room, he found that nothing had changed.

Selena was still sitting on the sofa, staring at the ceiling.

When she saw his balance early, it had completely shattered her understanding of reality. Even now, she seemed unable to recover from the shock.

Across from her, Hong Yueyao sat quietly. She had tried comforting Selena several times, but nothing seemed to work.

Benny rubbed his chin.

This was proving much harder than he expected.

Just then, the doorbell rang.

Ding dong.

Benny immediately stood up and walked to the door.

A few moments later, he returned carrying several paper bags.

The moment he placed them on the coffee table and opened them, a rich aroma spread throughout the apartment.

Fried chicken looking golden and crispy.

"It’s your favorite," Benny said as he pushed the box toward Selena.

There was no response from her, she didn’t even blink.

Benny nodded thoughtfully then he picked up a chicken wing and started eating.

Crunch.

Across from him, Hong Yueyao stared at him in disbelief.

Had this guy lost his mind?

His sister was clearly suffering from emotional overload and what was he doing?

Eating!

The delicious smell drifted through the room and Hong Yueyao swallowed unconsciously.

Tsk. I want one too.

The temptation was enormous.

Still, as Selena’s good friend, she felt it would be inappropriate to start feasting while Selena was having an emotional crisis.

So she endured as Benny continued eating making the crunching sounds.

The room remained quiet except for the occasional crunches then suddenly a hand shot forward.

Before anyone could react, a chicken drumstick disappeared from the box.

Both Benny and Hong Yueyao turned to look.

Selena had finally moved.

Without saying a word, she lowered her head and took a bite.

The lifeless look in her eyes slowly began to fade.

After finishing nearly half the drumstick, she finally spoke.

"...So how much money did you say you won in the lottery?"

Benny hesitated for a moment, then he decided to tell the truth.

"It wasn’t a lottery. That’s how much I made from investing."

"Oh."

Selena nodded absentmindedly.

Then she grabbed another piece of chicken, then a can of beer.

Crack.

The can opened and she took a sip.

Clearly, her brain was still trying to process everything.

Seeing that she was finally talking again, Benny cautiously spoke.

"Sister."

"Hm?"

"I’ll transfer you ten million yuan to use. Is that okay?"

Selena took another sip of beer.

"Why only ten?"

Benny blinked and Selena looked at him.

"Give me twenty million."

"Sure."

The answer came instantly and Selena froze.

The room became silent.

Even Hong Yueyao stopped chewing.

Slowly, Selena lowered the beer can.

Then she stared at Benny.

A second later—

Smack!

Benny clutched his head.

"Ouch!"

Selena glared at him.

"So how long have you been keeping this a secret?"

This time there was no shock in her voice and only sadness was visible on her face.

It was the expression of someone who felt left out.

Benny immediately understood what she was thinking.

If he had possessed this kind of wealth for months or years while the family struggled financially...

While everyone worried about debts...

While Selena worked herself to exhaustion...

Then she would have every right to be angry.

Fortunately, that wasn’t what happened.

Without arguing, Benny simply took out his phone and handed it over.

Selena looked down.

On the screen was the transaction history showing when the money had arrived.

Benny scratched his cheek.

"I went all-in with my lottery winnings and I only got the return recently."

The moment those words left his mouth, Selena’s expression changed completely.

The sadness vanished, the confusion vanished.

In its place appeared a terrifying aura.

"You what?"

Benny suddenly had a very bad feeling as Selena slowly stood up.

"You gambled?!"

Benny immediately waved his hands.

"Wait, that’s not what I—"

"You gambled your entire lottery winnings?!"

"No, listen—"

"Are you insane?!"

At that moment, Selena looked less like a university professor and more like an angry mother.

Ten minutes later, thanks to Hong Yueyao’s repeated intervention, the lecture finally came to an end.

If not for her stepping in several times, Benny suspected Selena would still be listing all the ways he could have ruined his life.

The three of them sat around the table once more.

Selena opened another can of beer.

Crack.

Taking a sip, she spoke in a much calmer voice.

"You should have said investing."

Benny nodded obediently.

"Yes."

"Why did you have to say you went all-in?"

"..."

"Don’t you know that’s a gambling term?"

Across from her, Benny was currently kneeling on the floor.

His attitude was exceptionally sincere.

"I’m sorry."

Seeing this, Selena finally sighed.

"It’s okay."

She waved her hand as the matter was over.

After taking another bite of chicken, she looked at him again.

"So. What do you plan to do with your money?"

Benny answered immediately.

"I want to invest more."

The room fell silent and Selena slowly lowered her chicken wing.

Hong Yueyao stopped reaching for another piece.

Both women stared at him and Benny looked back innocently.

"What?"

Selena rubbed her forehead.

"Brother."

"Hm?"

"Just because you got lucky once doesn’t mean you’ll always be lucky."

Before Benny could respond, she continued.

"How about putting the money in the bank instead?"

"The bank?"

"Yes."

She nodded seriously.

"Then we can simply live off the interest."

Benny blinked and Selena pointed at his phone.

"You have over fifty million yuan. Do you know how much money that is?"

Without waiting for an answer, she continued.

"That’s enough for our family to live comfortably for the rest of our lives."

At that moment, Hong Yueyao nodded in agreement.

"I actually agree with Selena."

Benny turned toward her.

Hong Yueyao swallowed her food before speaking.

"Since I work at a bank, I can give you a rough estimate."

She grabbed a napkin and began doing some quick calculations.

"Let’s assume you put the money into a conservative wealth management product."

After a moment, she looked up.

"At around four percent annual returns, you’d earn nearly two hundred thousand yuan every month."

Selena froze when she head the amount.

Hong Yueyao continued.

"You won’t have to work anymore."

Selena immediately nodded.

"Exactly."

Hong Yueyao smiled.

"Almost two hundred thousand yuan every month. That’s enough for most people to consider themselves financially free."

Selena pointed at Benny.

"See? You don’t need to keep taking risks. You can buy a house, a car and even prepare for your marriage."

The room became quiet.

Benny lowered his head thoughtfully.

On the surface, he appeared to be seriously considering their advice.

Internally, however, he was horrified.

Two hundred thousand per month? That’s it?

Let’s say it really was two hundred thousand per month.

That would only be around two point four million yuan per year.

At that rate, it would take more than twenty years to earn what the system had already given him from a single settlement.

The comparison wasn’t even close...

Hmm i guess at least it’s personal wealth growth.

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