Richest Man: It All Started With My Rebate System

Chapter 96: The Unknown Race

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Chapter 96: The Unknown Race

With Richard Mercer now in motion, the shape of Steven’s situation had changed in a way that Hargreaves had articulated clearly and Steven understood completely.

It was no longer a question of whether Richard would come for him. That had already been decided. Richard Mercer was a man who had spent twelve years building a structure that operated without disruption precisely because he understood how to apply pressure through the right channels, at the right time, with the right people.

What Richard was doing now was the same thing he had always done. Gathering information before moving. Identifying the target with precision before committing resources. The difference was that this time, the motivation was not business. It was personal. And personal motivation in a man with Richard Mercer’s resources and connections was the most dangerous combination Steven could be facing.

Hargreaves had laid it out without softening it. The race that was now running had two tracks. On one side, Richard’s people — Carrasco inside the police department, Torres working the operational side of the Vega organisation’s Houston network, and whoever else Richard had already set in motion. They were working backward from a body in an abandoned building in Fourth Ward, pulling emergency services reports, working the location, looking for a name or an affiliation or a single thread that connected to someone they could identify.

On the other side, the documentation Hargreaves had been assembling on WhiteCrest and the Vega connections had been moved toward federal submission at an accelerated pace.

It was twelve years of transactions, subsidiaries, shell companies, and institutional cooperation, compiled with evidentiary rigour by a team that understood what federal prosecutors needed and how to deliver it.

If that package reached the right desk before Richard had a name, his options narrowed considerably. A man under active federal investigation for laundering cartel money through a real estate vehicle worth over two hundred million dollars had a finite amount of capacity to pursue anything else.

But if Richard’s people found Steven first — before the federal documentation had landed, before the investigation had created enough institutional pressure to slow Richard’s hand — then what happened next would be decided by Richard alone, in private, through methods that had nothing to do with any process Steven could defend himself against through legitimate means.

Steven understood this. He had understood it from the moment Hargreaves had said the words *we move first* in the Porsche outside the building in Fourth Ward. The race had begun the moment Drew’s men had stepped out of those cars in the early morning dark. It had simply taken until now for the shape of it to become fully visible.

He sat in his apartment and looked out at the city through the floor-to-ceiling windows. The afternoon had gone to early evening and the skyline was beginning to press its light against the darkening sky in the way it did every night, indifferent to whatever was happening in the streets below it.

The distance between those two versions of his day was not something he had fully processed yet and he was not going to force himself to do it now. There would be time for that. What there wasn’t time for was anything that looked like distraction or carelessness.

The one thing Steven had no means of doing was accelerating the federal timeline. He had turned this over more than once since the call with Hargreaves and the conclusion was the same every time. The process had a pace determined by the rigour it required, not by external pressure.

Hargreaves had connections and JP Morgan had institutional relationships that reached into places most people never gained access to, but the federal government moved on its own timeline and no amount of private banking influence could push a prosecution forward before the case was ready to be pushed.

If he tried to force it by reaching out directly, if he made noise in the wrong directions, if he drew attention to himself before the documentation had created enough institutional distance between him and the situation, he risked alerting the wrong people.

Carrasco inside the organised crime division was only one of Richard’s contacts. The network that had allowed WhiteCrest to operate for twelve years without significant disruption extended further than one corrupted officer and the full extent of its reach into local law enforcement and city government was still being mapped by Hargreaves’s team.

Moving too early was as dangerous as not moving at all.

So he sat and he waited and he watched the city in the evening light and he let Hargreaves work.

What he could do — what he was already doing — was maintain the outward appearance of a life continuing normally. Routine was both a psychological anchor and a practical necessity.

A man who suddenly changed his behaviour, stopped appearing in familiar places, stopped communicating with the people in his life, was a man who was broadcasting that something had shifted. He would go to the gym tomorrow morning. He would respond to messages from Lena and James and Marcus the way he always did. He would continue waiting for the restaurant handover through Rachel.

The ground had changed. But the appearance of normality was itself a form of control, and control was the only thing he had reliable access to at this moment.

His phone buzzed on the coffee table. He looked at the screen.

Lena: Hope you’re having a good evening. Miss you. Call me when you can. 💕

He looked at the message for a long moment.

The instruction from Hargreaves sat clearly in his mind. Not yet. Every person he told was a person who became part of this. Lena was the most exposed person in his life and telling her before the situation had stabilised created risk for her that he was not willing to create.

He picked up the phone and called Lena.

She answered on almost immediately.

"Hey you," she said, warm and unhurried.

"Hey," he said.

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