Xiang Xiaoyue pursed her lips and mustered up the courage, "Actually, if you’re looking to raise funds, I suggest we use the method of backdoor listing; relatively speaking, the risk is much lower."

"With our company’s profitability and market prospects, if we go for a backdoor listing, the market valuation could very likely exceed one hundred billion. This way, you could easily raise the required funds while retaining controlling interest."

Qi Yun shook her head slightly; listing is indeed a good way to raise funds quickly, but it requires time.

She could also understand Xiang Xiaoyue’s concerns; after all, the company’s development is going well, and there’s no need to risk using collateral.

But these risks are only visible from her perspective. Xi Yun has many cards that she doesn’t know about; political resources and connections are Qi Yun’s greatest strengths. Raising funds is not a difficult task.

"Hmm, your suggestion is good, don’t worry, I won’t risk your future."

Qi Yun comforted her with a couple of words, took the documents, and prepared to find Tian Yaosheng.

....

Provincial branch of the Bank.

Tian Yaosheng learned that Qi Yun was coming to see him and, as always, personally waited at the parking lot entrance. When he saw Qi Yun’s Maybach drive in, he quickly stepped forward to open the car door himself.

"Qi... President Qi, welcome! Welcome!" Tian Yaosheng beamed.

He was eager to cozy up to Qi Yun, to cling tightly to this golden opportunity, yet he never found the right reason.

"Haha, you’re too kind, President Tian." Qi Yun patted his arm after getting out of the car, joking, "You seem in good spirits; work must be going smoothly for you lately?"

Tian Yaosheng led Qi Yun upstairs to the office, responding humbly, "It’s all thanks to your guidance, President Qi. Without you, where would I be today?"

Qi Yun laughed heartily, "President Tian, that’s incorrect. Your success is due to your hard work, and has nothing to do with others."

"Yes, yes, look at me." Tian Yaosheng patted his mouth, pretending to have misspoken.

Once they were seated in the office, Tian Yaosheng respectfully placed a cup of tea in front of Qi Yun.

"President Tian, let’s get straight to the point. I’ve already told you my plan over the phone. Here are the materials I prepared; take a look and help me calculate how much we can borrow and what the interest rate will be." Qi Yun spoke as she handed over the documents.

Tian Yaosheng accepted the file with both hands and began to flip through it carefully.

When he saw Yunqing Technology’s revenue data, a look of surprise flashed in his eyes, "President Qi, your company’s profitability is truly astonishing!

"At this rate, breaking ten billion in revenue this year is entirely possible."

"However... The sample size for these data is too small. According to the head office’s policy, a loan like this requires at least three months of complete financial statements."

Qi Yun nodded slightly, just about to ask if there’s a way to maneuver around this, when Tian Yaosheng proactively changed his tone, "But since it’s you personally requesting, President Qi, we can certainly make an exception. I’ll communicate with the higher-ups to help you apply."

Qi Yun smiled knowingly, understanding why some people can advance.

"Alright, I thank President Tian in advance. How much can you help me apply for regarding the amount and interest rate?"

Tian Yaosheng leaned forward slightly and lowered his voice, "President Qi, considering your company’s current revenue performance, I’ll try my best to help secure an amount between 1.5 and 1.8 billion."

"The interest rate will be the most favorable LPR, and if it’s a three-year term, the annualized rate will be about 4.2%."

After saying this, he added a sentence, "This is the maximum extent of my authority; anyone else would start at a minimum of 5.5%."

Upon hearing this, Qi Yun frowned.

Although the interest is affordable, a maximum loan of only 1.8 billion is far from her expected amount, and can’t really satisfy her needs.

Tian Yaosheng observed the situation and hurriedly explained, "President Qi, it’s not that I don’t want to apply for you for more, it’s just that this financial report... really puts us in a bind. With any higher amount, the head office over there..."

Qi Yun waved her hand, understanding the difficulty the other party faces, "Hmm, I understand."

"Fine, 1.8 billion it is, let’s go ahead with it, and the paperwork will trouble President Tian."

Seeing Qi Yun not insisting further, Tian Yaosheng breathed a sigh of relief and assured, "Rest assured, President Qi, I will have everything settled within three days."

...

Leaving the bank, Qi Yun began planning her next move.

1.8 billion is still far from enough, better call her big brother first and see what he thinks.

Once the phone was connected, Qi Yun got straight to the point, "Big brother, I’m thinking of borrowing some money from you."

"How much do you need? I’m not in the country; you can just let Yaohua organize it for you," Fu Wentao replied quickly.

Qi Yun chuckled awkwardly, "The amount is quite large... it’s roughly 25 billion."

"25... cough... 25 billion!?" Fu Wentao didn’t react immediately, almost choking, "Do I look like 250 to you?"

"Haha, why are you in such a hurry? Just listen to me about what I plan to do with that money..." Qi Yun coaxed, explaining the deal she would discuss the day after tomorrow.

Fu Wentao listened, and when he spoke again, his tone had become serious, "12% equity in Evergreen Shipping? Wei Zhe personally lined this up for you?"

"Yes, they’re coming to J Province the day after tomorrow for face-to-face talks."

"If that’s the case... then this deal sounds indeed promising..."

After a moment of silence on the other end, Fu Wentao suddenly spoke with a sinister tone, "You’re crazy about the big bite, still want more?"

Qi Yun didn’t mind, immediately smiling and responding, "Big brother, isn’t that why I’m coming to you for help? With you here, why should I fear anything?"

"Haha, I appreciate your flattery abilities, kid."

"Money is not the problem; once you’ve determined the final amount on your end, I’ll have finance set it up for you. But the 12% equity in your hands won’t be useful; take 2% instead."

As soon as Fu Wentao said this, the smile on Qi Yun’s face froze.

He realized, Fu Wentao also has his sights on this piece.

"Big brother, isn’t 2% a bit too little?"

"Little?" Fu Wentao chuckled lightly, "2% is enough for you to have a seat on the board; if you want dividends, I could let you have half."

"Believe it or not, if I let you take the full 12%, as soon as it gets announced, someone will approach you."

"There are things you can’t handle alone; you’ll still need your big brother steering."

Qi Yun looked speechless, thinking that he still sees him as a rookie?

With you backing me, and Xiao Hanguang and Wendong around, am I afraid of anyone approaching me?

Grabbing the piece so logically...

But he’s her beloved big brother, after all already planned to let him join, just not like this.

"Big brother, you’re right; for big matters, naturally, it’s better for you to steer, but I have two good friends. They want to join too..."

Qi Yun then mentioned President Bi’s situation.

Weighing things up briefly, Fu Wentao spoke again, "The 2% I offered was meant to be given to you for free. If you want to involve others, then let them invest accordingly."

"I’ll take 8%, and you can distribute the rest as you see fit. It’s enough for you to digest."

"But beforehand, discuss clearly with them, including your shares to be handed over to me when necessary."

"Alright." Qi Yun agreed without much hesitation, "I understand what you’re saying, they’re trusted insiders, otherwise I wouldn’t involve them."

Qi Yun had confidence in President Bi and the others.

Back when Old Li got involved, all those problematic industries were handed off to President Bi, and the prices offered were far above market rate.

Because they helped when friends were in trouble, Qi Yun would let him join in cooperation with Farmers Three Punch.

As for shares... 4% would work, though it’s a bit low, but from Fu Wentao’s tone it was clear he plans to make big moves; following him won’t be a loss.

After hanging up, Qi Yun relayed the results to President Bi, then, spurred by Tao Ziming’s urging once more, headed to the new factory district of Dawn Technology.